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  1. #11
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    Quote Originally Posted by sky1 View Post
    Best of luck with everything. I hope it all goes smoothly.

    Will you have to move? Or are you staying in the family home with the kids, and he'll be looking for another place?
    Will be moving. We were going to be moving back to my home town anyway to be closer to family and friends. Only difference will be now I will go into my own place instead of us getting a place together.

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  3. #12
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    What state are you in? In Vic you can just transfer a car rego title between spouses, I did it with my ex husband. I'd do that so at least it's in your name

  4. #13
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    Quote Originally Posted by crankyoldcow View Post
    I've been thinking about this all day.

    I'm concerned about you accepting the car loan payments instead of child support because you may find he will be assessed as having to pay more child support than the loan repayments. FWIW When exdh first left me he was paying me about $600 a week with four children. The amount has changed now as he started having the kids more than 51 nights per year, I now earn more and he managed to mysteriously decrease his income.

    You will also need to consider what happens when the car is paid off?

    Do your kids go to a private school? Standard child support payments are calculated on children attending a state school. If your children go to a private school, you will need to lodge a special circumstances form with CSA to have the school fees taken into account.

    Link to special circumstances information:
    http://www.humanservices.gov.au/customer/forms/cs1970

    I've never been able to get my head around all the rules and regulations concerning paying children's bills instead of child support. I know it counts, but I've found I get a different answer depending on who I speak to. I would strongly recommend you phone CSA and Centrelink and pose them questions for your circumstances.

    I would also strongly recommend you see a lawyer now about financial settlement. The car situation sounds tricky and has the potential to get messy down the track.

    If things are amicable now, it would be a good idea to get finances and child custody arrangements sorted out now while you are still on friendly terms. I have found myself that when exdh first left he promised me a lot things eg would pay for half kids medical expenses, half of DS's tutoring expenses, wanted me to always have the kids on Christmas day.

    He changed his tune very quickly and has never contributed a cent towards kids medical expenses, and fought and fought me about Christmas Day arrangements. I found that exdh reneged on a lot of his promises when he met a woman and moved in with her. He then got it in his head he should be having the kids 50/50.

    Good luck. I don't want to bombard you with information, but I don't want to sit by and watch someone get ripped off either.

    ETA - in terms of seeing a lawyer - a good place to start is the womens legal service. Google Womens Legal Service your town to get in touch with your local service. They are free and a good starting point.
    Thank you for your advice. I will definitely have a long hard think about it all. Guess I was silly in thinking things would be so easy!

    Yes the kids attend private school.

    Ugh. I just wish it was simple like it sounded in my head and when we have spoken about it. I know he wants to do right by the kids- he has made the mistake of being a dead beat dad and never wants to be like that again- but with everything to consider it doesnt seem like the clean break I was hoping for.

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  6. #14
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    Quote Originally Posted by silverbreeze View Post
    What state are you in? In Vic you can just transfer a car rego title between spouses, I did it with my ex husband. I'd do that so at least it's in your name
    Im in qld.

    My concern is that if its transferred into my name, he wont have anything to lose by not making payments where as if it remains in his name it will only hurt him if he doesn't pay it. I can't afford to make the repayments. But then as you ladies pointed out, if he wants to be nasty he could easily take the car if he wanted too if it stayed in his name.



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    Quote Originally Posted by lil miss View Post
    Im in qld.

    My concern is that if its transferred into my name, he wont have anything to lose by not making payments where as if it remains in his name it will only hurt him if he doesn't pay it. I can't afford to make the repayments. But then as you ladies pointed out, if he wants to be nasty he could easily take the car if he wanted too if it stayed in his name.



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    Car in your name. Loan stays in his.

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  9. #16
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    Quote Originally Posted by anewme View Post
    Car in your name. Loan stays in his.
    Oh so rego in mine, loan in his?

    Duh, I didnt even think of that!

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    Quote Originally Posted by lil miss View Post
    Oh so rego in mine, loan in his?

    Duh, I didnt even think of that!

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    You can't to that if it is a secured loan. ie car as collateral.

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    Quote Originally Posted by 4LeafClover View Post
    You can't to that if it is a secured loan. ie car as collateral.
    I have no idea

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    If it's a secured loan and the rego is in your name and the car needs to be repossessed they can still take it . That's why you should do a revs check when buying a car to make sure there is no outstanding finance.

  13. #20
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    I'm sorry that it's come to this. I would definitely recommend speaking to someone at Centrelink directly. It's great that he is so willing to support his girls. However, these things can change in the twinkling of an eye ie you repartner and he resents it, he develops a gambling addiction and spends the car etc. It's best to protect yourself from the start.

    If he's willing to pay anything I would get it all done formally anyway. It shouldn't bother him if he is genuinely wanting to pay his way.

    Also, I'd ring Centrelink as soon as possible and update your relationship status as they will backdate any payments to your initial call.

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