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  1. #1
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    Default Public vs Private

    I have found myself pregnant - totally unplanned and a major surprise considering I have required fertility assistance for both my previous pregnancies. I cancelled our obstetrics cover back in February after my DD was born and am wondering, with my history, if I should try to beg and plead with medibank to reinstate it so I can have this baby privately?

    I have had pre-eclampsia both times, and I loved my OB who looked after me so well each time. My dh is concerned that if we go public I won't get the same level of care but we absolutely cannot afford to go private without our medibank cover.

    So, what I am asking is firstly, what do you think my chances of having my obstetrics cover reinstated are? And if we do go through the public system (which I have no issues with) how well will I be looked after considering my history?

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    Can't hurt to ask? Perhaps offer to back pay what you would have for obstetric cover?

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    I'd definitely try to push them to allow it. I read a post on here a few days ago about someone fighting to be covered as their edd fell outside the 12 month waiting period and they ended up winning.

    I may be wrong but I have a feeling it was medibank.

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    The only way to know for sure is to contact your PHI provider. I would think it unlikely however that they would reinstate it. But then if you don't ask, you don't know. Can you pretend you didn't realise you weren't covered? They might be nice, especially if it's only been a few months and you've been with them for awhile with previous obstetric coverage.

    Public they will still be on top of things. The bonus will be that there will always be a doctor on duty when you need one. Also the midwives have a bit more scope to initiate things if you do find yourself with pre eclampsia again. Where I work we have protocols, so if someone comes in with symptoms of PET we can take bloods and send them off with a urine test so that when the doctors see you all the results are usually back. It makes things quicker a lot of the time. Private patients you usually have to wait for permission from the private doctors to do anything.

  5. #5
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    I hope they can at least meet you halfway somehow. I only got to go private with our last child and there were rainbows, star dust and cute little furry animals singing all around compared to public for us DH was lucky I came home

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    I had pre-eclampsia in my pregnancy and I can't fault the public systems reaction once it was picked up. However it wasn't screened for at each appt which I assume would happen with my next pregnancy given I have a history now. I thought the public system was great. Congratulations on your pregnancy!

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    As compared to the John, which is old, understaffed and "specialists" never ever return your calls or bother to check your file before telling you you'll be fine and kill off another baby due to lack of care and malpractice.

    Glad you're in a better location than here! The midwives I had on delivery in the public were always great though

  8. #8
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    Not personal experience. . But one of my best friends was in your situation. 2 bubs... Both times pregnant with help and many years of trying. . Then bam.. number three. She had gone privately through pindara both times due to a complicated pregnancy and c sections.
    Third was a complete surprise and no more private cover either. She went through gold coast in the hospital and said it was excellent. She was really looked after. Her OB even tied her tubes while she had c section too. Her bub was in special care too and she said it was all amazing.
    So if you get no luck through your fund... Though it's definitely worth trying. ... You will hopefully get the same care.

    Sent from my GT-I9505 using The Bub Hub mobile app

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    Maybe give them a call and see if you can pay the difference in the time between cancelling and reinstating. I was able to do this with my extras cover. Worth a shot with your provider

    Sent from my GT-I9505 using The Bub Hub mobile app

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    I went with public second time as I was a high risk patient. I received better care in the public compared to private. I was very very impressed with my care through the pregnancy, birth and postpartum. Guess it depends on the hospital?

  11. The Following User Says Thank You to Tippytoes For This Useful Post:

    RaaRaaMumma  (05-10-2014)


 

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