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  1. #1
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    Default Wonder if working is worth it

    I have just been offered a job it is school hours and I will have to put my youngest in care. I am hoping it's going to be worth it as my ftb will drop and now I will be oohing daycare as well as extra fuel. Well we will see I guess.

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    It depends on your household income if it works out to be valid or not.

    With one child we found it was profitable, but now with #2 on the way we are fully reassessing if I go back afterward. Not because we will have two in day care (we won't, oldest will be at school and second at day care when I'm due to go back) but we will have two drop offs & pick ups and both of us have to commute, pay parking and still do 8 hour days... This is an issue for us... So we are playing it by ear as to whether we both keep working where we do, or whether one of us has to simply find work more local or of we can survive on just DH's wage!

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    yes it will be worth it as you will get Child Care Benefit and Child Care Rebate.

    I have 3 children under school age and work 3 days per week on a low wage, yet it's still worth it for me to work, even though I'm paying for 3 in care. Once the CCR and CCB are paid, I'm still earning more with my wage - childcare - fuel, than I would be at home with FTB and no childcare.

    Not a lot more, but more.

    If I had to pay tolls or parking it might take it over the edge, but with just one child in care, I'm certain it would be worth it for you.
    Last edited by CazHazKidz; 20-08-2014 at 11:21.

  4. #4
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    It's worth it with one child depending on your salary & household salary overall. 2 children are a whole other matter. If you are planning another child working will be very beneficial bc if you work long enough you'll be eligible for the parental leave payment.

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    I have thought about this more than once over the years! I have 4 kids, two in school and 2 in daycare (1 going to school next year). It's very hard to get the balance right so that it actually worth your while. I think of it this way; staying in employment keeps you employable (keeping skills current), you are earning Super and you won't have Daycare fees forever. Then there are the social aspects of being in the workforce. Having conversations with adults!!!!!!!

    I am returning to work next week after almost a year at home and I fiddled with the budget to figure out what worked best before looking for work and then only applied for jobs that fit my criteria. For me it was two/three days per week. I figured out if I was working more, not only would it put stress on our family but I would be making nothing with two sets of OSHC and two sets of Daycare!

    Hope it works out for you OP.

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    Factor in career progression opportunities, maintaining/improving skills and superannuation as well.

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    Eilonwy  (20-08-2014),Starfish30  (01-10-2014)

  8. #7
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    They are all valid points and I know he won't be in daycare for long kinder next year then school so it will be ok and yes adult conversation and getting out of the house will be great. I guess will have to wait and see and play it by ear. I am waiting for a call to see when I actually start and it will be only 2 to 3 days to begin with

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    Sounds like a great opportunity and next year with all kids in school full time you will probably be crying out for something to do.

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    Sorry, accidental post!

  11. #10
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    BH-KatiesMum is offline Community Manager
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    its really not that easy to get a job that is school hours ... so if your youngest is at school next year, I probably would think about it even if its not worth that much to you this year.

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