I'm after some experiences of people who have salary packaged their living expenses. Basic idea (to my understanding) is that you nominate a pre tax amount that's deducted from your salary and onto to a credit/visa debit card and you use it as you would cash. So fuel, groceries etc.
Can you do THIS type of salary sacrifice if you work in the private sector?
DH pays tax out the wazoo and having now gone to a monthly salary, what he pays seems to have crept even higher. We need to knock him down a salary bracket and am hoping we can do this with salary packaging. We can salary sacrifice super, but ideally we would be able to see some on it back in our pockets right away. We have an appointment with our accountant in two weeks and will bring it up then, but I'd really like to hear anyones experiences if you feel comfortable sharing.