+ Reply to Thread
Page 2 of 4 FirstFirst 1234 LastLast
Results 11 to 20 of 39
  1. #11
    Join Date
    Jan 2008
    Posts
    8,245
    Thanks
    1,772
    Thanked
    2,017
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a weekBusiest Member of the Week - Most posts for the week ended 19/6/2014
    I view insurance as a necessary and unavoidable expense, just like rego if you own a car. I rent so only have contents insurance as well as car insurance. It's a huge expense for me each year but if this house were to burn to the ground tomorrow, I definitely don't have sufficient funds in savings to go and replace everything.

    Sent from my GT-N8020 using The Bub Hub mobile app

  2. The Following 2 Users Say Thank You to HarvestMoon For This Useful Post:

    bunkx  (12-07-2014),joalisha  (12-07-2014)

  3. #12
    Join Date
    Mar 2011
    Posts
    7,053
    Thanks
    6,263
    Thanked
    5,481
    Reviews
    4
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a weekBusiest Member of the Week - Most posts for the week ending 5/6/2014
    Quote Originally Posted by joalisha View Post
    Just saw on the news & seen all the time these ppl who lose there homes so many of them are not insured! This one family lost there business, house contents & cars! It's not that expensive to insure! I just think it's so silly not to have insurance!
    And I think thats a simplistic view to have. Some people are struggling to pay their electricity bills and put food on the table, those things come before insurance.

    Sent from my GT-I9505 using The Bub Hub mobile app

  4. The Following 8 Users Say Thank You to peanutmonkey For This Useful Post:

    Ashram  (12-07-2014),atomicmama  (12-07-2014),Busy-Bee  (12-07-2014),callmedragon22  (11-07-2014),JKLandmaybeMN  (11-07-2014),LoveLivesHere  (11-07-2014),munchkin275  (14-07-2014),Purple Lily  (11-07-2014)

  5. #13
    Join Date
    Feb 2014
    Posts
    3,199
    Thanks
    312
    Thanked
    960
    Reviews
    13
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    When you add up all the little things you will be surprised how much dollar wise you actually own.
    I would say family of 4 will have at least 30k worth of stuff, even if renting ( so only contents). Obviously the expensive stuff: Appliances, TV's, video games, iPads, computers, CD's. Then little things like knifes, forks, plates, pots, pans, clothes, cleaning/ hygiene products, blankets, sheets...

    100 CD's at $20 a pop is $2000 just on one thing.

  6. #14
    bunkx's Avatar
    bunkx is offline Being happy doesn't mean that everything is perfect. It means that you've decided to look beyond the imperfections
    Join Date
    Feb 2009
    Location
    The Hills WA
    Posts
    6,575
    Thanks
    565
    Thanked
    1,252
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    I say it all the time contents insurance, home insurance, car insurance ect is a MUST not an optional thing I don't understand why people don't have it. I have been in some bad finical times but have never gone without insurance you can get it pretty cheap my first contents insurance policy was under $30 a month

  7. The Following 2 Users Say Thank You to bunkx For This Useful Post:

    HarvestMoon  (12-07-2014),joalisha  (12-07-2014)

  8. #15
    Join Date
    Jul 2008
    Posts
    21,655
    Thanks
    15,094
    Thanked
    11,267
    Reviews
    14
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    Busiest Member of the WeekBusiest Member of the Week - week ended 5/2/14Busiest Member of the Week - week ended 31/10/14Busiest Member of the Week - week ended 24/10/14Busiest Member of the Week
    I wish insurance was cheap.

    In nth qld. We have had insurance price rises by over 200% in a year.
    There was one house in Townsville that it went 1200 a year to 20 000 a year.

    Please don't think it is easy or affordable for every person.

    We manage to keep our up but it is really hard when they just keep going up and up and up. We have gone from no excess to having a huge excess.

    Sent from my SM-N9005 using The Bub Hub mobile app

  9. #16
    Join Date
    Sep 2005
    Location
    Perth
    Posts
    8,544
    Thanks
    1,351
    Thanked
    2,307
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    I don't have contents insurance. Won't be getting it either.

  10. #17
    Join Date
    Nov 2011
    Posts
    3,757
    Thanks
    1,206
    Thanked
    2,112
    Reviews
    15
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We have it as we couldn't afford to replace everything we own if our house were to burn down... But honestly, when things get tight it's the first thing I want to dump.

    So I can totally understand why people don't have it. That money could be be spent on formula or nappies for a struggling family.

  11. #18
    TheGooch's Avatar
    TheGooch is offline Winner 2014 - Newbie of the Year
    Join Date
    Jan 2014
    Posts
    4,793
    Thanks
    8,059
    Thanked
    4,145
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Awards:
    100 Posts in a week
    We have home, contents, portables, health, life, income protection and permanent disability insurances.
    I add up how much it all is and feel a bit sick.
    Once bub arrives and my income decreases, I might have to rethink some of them but the house will always be insured if nothing else. Simply because is couldn't afford to pay a mortgage on a house I no longer have, and pay either rent or second mortgage to live somewhere else

  12. #19
    Join Date
    Apr 2013
    Posts
    2,174
    Thanks
    284
    Thanked
    576
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I only have 3rd party car insurance and only got health insurance again because of an operation i need next year. Otherwise nothing else is needed. I had a car accident where it was my fault and i had to pay $620!!!!! I had only just started a casual job and didn't have the money to pay it. I had to borrow money off my sister just to pay the excess. I was so embarrassed. It really put me in financial hardship. Excess had gone up $120 in a few years!

  13. #20
    Join Date
    Apr 2013
    Posts
    2,174
    Thanks
    284
    Thanked
    576
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    And ambulance cover when our health care card isn't valid

    Sent from my GT-N7105T using The Bub Hub mobile app


 

Similar Threads

  1. ivf insurance
    By Bandit in forum Fertility Treatment
    Replies: 10
    Last Post: 15-06-2014, 09:45
  2. Budget Direct Insurance / Home and Contents Insurance
    By Busy-Bee in forum General Chat
    Replies: 9
    Last Post: 16-03-2014, 07:41
  3. Car insurance
    By Jensha in forum General Chat
    Replies: 6
    Last Post: 01-01-2014, 14:17

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Bamboo Lulu
Unique, non-toxic wooden eco toys for babies. Water-based paints, saliva-resistant & baby safe. Super soft, prints & basics for baby, made from bamboo & organic cotton. Hypoallergenic - great for eczema relief. FREE gift with purchase. Code BUBHUB
sales & new stuffsee all
Bub Hub Sales Listing
HAVING A SALE? Let parents know about it with a Bub Hub Sales listing. Listings are featured on our well trafficked Sales Page + selected randomly to appear on EVERY page
featured supporter
The MAMA Centre
Pregnancy, birth & beyond care with your very own midwife. Home & hospital birth support, VBACs, antenatal & postnatal care by medicare eligible midwives & holistic health practitioners. Massage, chiro, naturopathy, yoga, counselling & beauty therapy
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!