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  1. #11
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    Quote Originally Posted by redlipsandpearls View Post
    Assuming you met the criteria, you would have been eligible for it when you bought your first home, what you did after that was your choice.

    Many people could afford a mortgage but are unable to save the deposit, it sucks but it's fair. Owning a home isn't a right.
    I agree with this. You don't have to answer, but didn't you make any money when you sold your house?

  2. #12
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    The OP says they relocated interstate and then returned. That would involve massive costs. Not as straightforward and selling and buying again.

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    I agree with Sonja, if the OP were a defence family for example, and you are posted to another area, you could very well find yourself in that position and although there is some help with relocation costs, it is still a huge cost burden if you then return to the original location etc.

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    Quote Originally Posted by [Mod] Uniquey View Post
    I agree with Sonja, if the OP were a defence family for example, and you are posted to another area, you could very well find yourself in that position and although there is some help with relocation costs, it is still a huge cost burden if you then return to the original location etc.
    But that's something you have to weigh up when you buy your first home or join the defense force, whichever the latter is.

  5. #15
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    I agree op. we sold our house at a massive loss and so are back at square one regarding buying. We make more than enough to pay a mortgage, but will take us years of saving enough for a new deposit.
    We had to sell for the safety and happiness of our family- the town we were formerly in now has a huge reputation as an "ice town" (as featured in a major women's magazine) and do I'm glad we got out when we did. Just sad we couldn't even break even.

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    Quote Originally Posted by redlipsandpearls View Post
    But that's something you have to weigh up when you buy your first home or join the defense force, whichever the latter is.
    That's right, it is something you would have to weigh up, of course, but it doesn't negate the fact that the burden of costs is there, or the fact that at any given moment you could be posted out of area.

    I don't know the OP's work situation, but I empathise with her because the move was a 'work related' one, and even though she may know that moving comes with the territory of the job/work, it still doesn't mean it doesn't suck or that you will lose out financially.

  7. #17
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    Life's not so simple when it comes to relocations.

    The OP doesn't say there should be a grant just that she wishes there was one. It's just a vent. I'm sure she wishes they had made money from the sale but clearly they aren't ahead and pointing that out won't make her feel better.

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    Quote Originally Posted by [Mod] Nomsie View Post
    I agree op. we sold our house at a massive loss and so are back at square one regarding buying. We make more than enough to pay a mortgage, but will take us years of saving enough for a new deposit.
    We had to sell for the safety and happiness of our family- the town we were formerly in now has a huge reputation as an "ice town" (as featured in a major women's magazine) and do I'm glad we got out when we did. Just sad we couldn't even break even.
    I read about that particular town too, and certainly don't blame you one bit for wanting to move away.

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    Yep...we pay $600pw rent, no way we can save for a deposit ontop. We are just wasting our money and making our landlord rich...yet our monthly rent is MORE than a mortgage repayment. Sucks

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    I can totally understand. We can get a first home buyers grant but because of dhs work ( being self employed farmer) they want 40percent deposit that's just not possible for us right now we are saving our butts off and going to see where we are in 5 years time.


 

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