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  1. #21
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    Not much, but the day I get paid, our "extra" money is paid by direct deposit straight onto the mortgage. If we didn't make that extra mortgage repayment it's probably be about $1,000 per month.

  2. #22
    Gothel's Avatar
    Gothel is offline Skip the drama, stay with Mama!
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    So many of us are doing it tough I hope better times come for you soon
    We have a bit of leeway because of a mortgage offset but I've just spent the morning going through the bank accounts and we're going backwards, it's worse than I thought. I'm going to start another thread about a spending freeze, if anyone wants to join me feel free!

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    KitiK  (27-06-2014),ourbradybunch  (27-06-2014),OurLittleBlessing  (27-06-2014)

  4. #23
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    @Gothel - I'll join your thread!

    Hugs love. It's a sucky feeling that I can totally relate to sadly.

  5. #24
    Gothel's Avatar
    Gothel is offline Skip the drama, stay with Mama!
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    Quote Originally Posted by OurLittleBlessing View Post
    @Gothel - I'll join your thread!

    Hugs love. It's a sucky feeling that I can totally relate to sadly.
    Thanks OLB I know you're good with money so if you want to share some of your strategies I'm sure Icould learn heaps from you!

    I've started the thread in the family finances section so feel free to join in everyone

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    Blue Dragon  (27-06-2014)

  7. #25
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    $150 a week after all bills are paid. That $150 goes to groceries -.-

    💜 DD1 aka Peanut 💜 Due 28.10.14

  8. #26
    Gothel's Avatar
    Gothel is offline Skip the drama, stay with Mama!
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    Quote Originally Posted by JR03 View Post
    Not much, but the day I get paid, our "extra" money is paid by direct deposit straight onto the mortgage. If we didn't make that extra mortgage repayment it's probably be about $1,000 per month.
    That's so worth it though, you'll be saving a fortune in interest over time! Very sensible use of money

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    JR03  (27-06-2014)

  10. #27
    Bulbasaur's Avatar
    Bulbasaur is offline Life is to short to live without icecream
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    Nothing and often have to ask my parents for money. Dp is between jobs and I'm going thro court and ending of a lease and all that with my ex (kids father)

  11. #28
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    Quote Originally Posted by Gothel View Post
    ...how much have you left over for the rest of your pay period?

    And by bills I mean utilities, rent, transport, repayments etc. Fixed bills that must be paid and don't really change.

    How much have you left for variables like groceries, clothes, entertainment etc?

    I have $250 or so but I find it hard to keep to that and I'm dipping into savings. Our grocery bill is high because we have allergies. I'm just wondering what other people spend, and where you cut back.
    None. Dh is paid monthly and once all bills are paid we have nothing left. We get by the rest of the month on my ftb (which is really only enougb to top up fuel and milk and bread etc). Some months are better than others if he has done overtime, we might have $100 or so for play money.

    He + Me = dd1 (July 2007), dd2 (July 2010), dd3 (August 2012), dd4 (May 2014)
    Embrace the chaos

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    Probably about $600-$700. I'm terrible with money though and we blow about $300-$400 on groceries. I need to learn how to shop smarter

  13. #30
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    After mortgage, all bills, counselling, daycare etc about $1000 a week, $150 for groceries and we usually go out for dinner and an outing on the weekend. We both work bloddy hard and the dinner and outing (sometimes just going for a drive up the coast)with the kids is a nice treat for us all


 

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