+ Reply to Thread
Page 2 of 3 FirstFirst 123 LastLast
Results 11 to 20 of 27
  1. #11
    Mod-Nomsie's Avatar
    Mod-Nomsie is offline Administrator
    Winner 2009/10/11/12/13 - Most helpful Moderator
    Winner 2011 - Naughtiest/Cheekiest Mod
    Winner - Quickest 'Thanker' on the Hub
    Join Date
    Oct 2007
    Location
    Vic
    Posts
    23,657
    Thanks
    6,899
    Thanked
    7,026
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    200 Posts in a week100 Posts in a weekBusiest Member of the Week - week ended 15/1/15
    How does it work when a repair shop has a deal with an insurance company? I've just been talking with my BFF who works as an insurance broker and she said she just looked up the legislation again and it says 2 quotes?!

    It's all very confusing?

  2. #12
    Join Date
    Nov 2013
    Posts
    937
    Thanks
    131
    Thanked
    407
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Is she claiming through her insurance or your insurance? Because technically if you are at fault the claim should be put under your insurance company. If you aren't going through the insurance company at all and you plan on paying for the repairs then it is a private agreement and I would be dealing with the lady directly and requesting that she get more quotes.

  3. The Following User Says Thank You to dee1 For This Useful Post:

    AdornedWithCats  (18-06-2014)

  4. #13
    Mod-Nomsie's Avatar
    Mod-Nomsie is offline Administrator
    Winner 2009/10/11/12/13 - Most helpful Moderator
    Winner 2011 - Naughtiest/Cheekiest Mod
    Winner - Quickest 'Thanker' on the Hub
    Join Date
    Oct 2007
    Location
    Vic
    Posts
    23,657
    Thanks
    6,899
    Thanked
    7,026
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    200 Posts in a week100 Posts in a weekBusiest Member of the Week - week ended 15/1/15
    @meredithgrey technically it was her fault. But because I was the car behind, in the eyes on the law I'm at fault. There was nothing I could have done- she braked suddenly in front of me for no reason. The traffic was clear.

  5. #14
    Mod-Nomsie's Avatar
    Mod-Nomsie is offline Administrator
    Winner 2009/10/11/12/13 - Most helpful Moderator
    Winner 2011 - Naughtiest/Cheekiest Mod
    Winner - Quickest 'Thanker' on the Hub
    Join Date
    Oct 2007
    Location
    Vic
    Posts
    23,657
    Thanks
    6,899
    Thanked
    7,026
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    200 Posts in a week100 Posts in a weekBusiest Member of the Week - week ended 15/1/15
    Quote Originally Posted by dee1 View Post
    Is she claiming through her insurance or your insurance? Because technically if you are at fault the claim should be put under your insurance company. If you aren't going through the insurance company at all and you plan on paying for the repairs then it is a private agreement and I would be dealing with the lady directly and requesting that she get more quotes.
    She has lodged a claim via her insurance company who have got in contact with me. We have decided that for the excess and the resulting raise in premium if we claimed, that we will just pay. So it is an insurance claim, but we have decided not to use our insurance.

  6. #15
    Mod-Nomsie's Avatar
    Mod-Nomsie is offline Administrator
    Winner 2009/10/11/12/13 - Most helpful Moderator
    Winner 2011 - Naughtiest/Cheekiest Mod
    Winner - Quickest 'Thanker' on the Hub
    Join Date
    Oct 2007
    Location
    Vic
    Posts
    23,657
    Thanks
    6,899
    Thanked
    7,026
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    200 Posts in a week100 Posts in a weekBusiest Member of the Week - week ended 15/1/15
    (Df's decision, not mine.)

  7. #16
    Mod-Nomsie's Avatar
    Mod-Nomsie is offline Administrator
    Winner 2009/10/11/12/13 - Most helpful Moderator
    Winner 2011 - Naughtiest/Cheekiest Mod
    Winner - Quickest 'Thanker' on the Hub
    Join Date
    Oct 2007
    Location
    Vic
    Posts
    23,657
    Thanks
    6,899
    Thanked
    7,026
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    200 Posts in a week100 Posts in a weekBusiest Member of the Week - week ended 15/1/15
    It was at an intersection. Am I supposed to leave car length spaces at intersections? She started entering the traffic (of which there was none on-coming) and then braked suddenly. I was beginning to enter behind her.

    I hardly would say I was being silly.

    And I'm not a child. You don't need to tell me 'discussion over'.
    Last edited by Mod-Nomsie; 18-06-2014 at 17:14.

  8. The Following 4 Users Say Thank You to Mod-Nomsie For This Useful Post:

    atomicmama  (18-06-2014),cheekychook  (19-06-2014),Mokeybear  (19-06-2014),peanutmonkey  (18-06-2014)

  9. #17
    Mod-Nomsie's Avatar
    Mod-Nomsie is offline Administrator
    Winner 2009/10/11/12/13 - Most helpful Moderator
    Winner 2011 - Naughtiest/Cheekiest Mod
    Winner - Quickest 'Thanker' on the Hub
    Join Date
    Oct 2007
    Location
    Vic
    Posts
    23,657
    Thanks
    6,899
    Thanked
    7,026
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    200 Posts in a week100 Posts in a weekBusiest Member of the Week - week ended 15/1/15
    Quote Originally Posted by meredithgrey View Post
    Not a car length, but enough room in case they stall or don't take off as quickly as you anticipated, so that you don't drive up the back of them.

    Also I was referring the other lady as doing a 'silly thing" (braking suddenly for no reason) not you I was taught to drive as though everyone else on road is an idiot and is about to do something stupid.

    But anyway, enough about road rules. I offered my thoughts earlier about what to do with the insurance quotes, along with the consideration that the lady is probably frustrated with the inconvenience of having to chase up multiple quotes for something that she legally wasn't at fault for. Apologies if I offended you.
    Apologies for snapping. I'm sorry. I've had a horrible day on top of discovering my boys new BMX bikes were stolen Monday night and I feel very upset that the man on the phone was so rude. I'm usually polite to a fault and today I have lost it all.

  10. The Following User Says Thank You to Mod-Nomsie For This Useful Post:

    meredithgreyxxx  (18-06-2014)

  11. #18
    Join Date
    Feb 2014
    Location
    Melbourne
    Posts
    737
    Thanks
    200
    Thanked
    485
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by meredithgrey View Post
    Not to start an argument but if that is exactly why you leave a big enough gap between the car in front of you because people do silly things like that. Which is you are at fault. Discussion over.
    lol sometimes we aren't always able to leave loads of space between us and the driver in front, that's life! I bumped someone from behind turning right at a T intersection. The person in front had turned right (or so I thought) so I checked left and right and went - however the guy in front had had a seniors moment and stopped 2 meters into the intersection. He knew he was at fault but I still had to pay. Had nothing to do with me leaving enough room, I wasn't even looking for him because I had seen him go! Sometimes these things happen.

  12. #19
    Join Date
    Jan 2009
    Posts
    10,611
    Thanks
    404
    Thanked
    1,918
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    If you want to claim damages from someone, the claimant has to mitigate their loss.

    That means she has to choose a reasonably priced person to fix the car, but not necessarily the cheapest.

    If you think the repair costs are excessive, then you should notify the other party, telling them what you think is reasonable.

  13. The Following 3 Users Say Thank You to MsMummy For This Useful Post:

    LoveLivesHere  (18-06-2014),Mod-biscotti  (19-06-2014),Mod-Nomsie  (18-06-2014)

  14. #20
    Join Date
    Aug 2011
    Location
    Melbourne
    Posts
    2,085
    Thanks
    424
    Thanked
    599
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Awards:
    100 Posts in a week
    Can you send the quote, maybe minus the $ amount, to another panel beater and get them to tell you how much they would charge? I presume the quote has all the required details. Then go back to the insurance company and request their client uses that panel beater.

    Obviously I don't know the rules, just throwing ideas for you. I really hope you have more rights in this. I was in a car accident around the same time as you, not fun and this kinda stuff makes it all worse.

  15. The Following User Says Thank You to cheekychook For This Useful Post:

    Mod-Nomsie  (19-06-2014)


 

Similar Threads

  1. Budget Direct Insurance / Home and Contents Insurance
    By Busy-Bee in forum General Chat
    Replies: 10
    Last Post: 16-03-2014, 08:28
  2. Work vehicle allowance question?
    By babybloom in forum Working Hubbers - Employed
    Replies: 2
    Last Post: 26-07-2013, 13:58
  3. Personal insurance (life insurance / disability insurance)
    By Night Owl in forum Family Finances
    Replies: 6
    Last Post: 18-06-2013, 23:52

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Softmats
With so many amazing reversible designs, the soft and cushioned Premium Bubba Mats are the perfect space for all the family. Not only do they look fantastic; you can also enjoy the quality and comfort for years to come.
sales & new stuffsee all
True Fairies
True Fairies is the first interactive website where children can engage and speak with a real fairy through the unique webcam fairy portal. Each session is tailored to the child, and is filled with enchantment and magic.
Visit website to find out more!
featured supporter
Sarah Tooke Childbirth & Parenting Education
Providing private, personalised antenatal childbirth & parenting education to expectant parents in the comfort of their own home. Sessions are flexible, including everything that hospital based programs cover. Click to find out more!
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!