subbing. I've been with AHM for 5 years and tbh i'm not sure why! I get next to nothing - although I used to get every cent back from my dentist who only charges the scheduled rate for everything - now I get about half as much back for a dental visit than I used to and not sure why.
AHM used to be cheap. I pay about $70 per fortnight just for me on tier 2 for low level hospital and mid range extras - although starting to think I should change that to top hospital and less extras.
Very interesting! Thanks for giving me some ideas, i am surprised not many people seem to use the main****** funds
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