Can someone who is smart on this please help me.. im trying to find the right credit card..
Option one is $55 a year but low 13% interest rate
Option 2 is free per year and 18% interest rate.
I would use the card mildly.. maybe up to $2000 at a time and not completely paying it off each month..am I better off going for the low rate but paying a yearly fee? Or no fee one?
So hard for me to figure out.. any help appreciated.. thanks.. its hsbc and st george banks by the way.. thanks