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  1. #1
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    Angry So annoyed at bank fees - I need a new bank!

    I just logged in to my internet banking and the bank has taken $25.00 in transaction fees for the month! This is from my everyday savings account. Way too much IMO.

    Can anyone recommend a bank that offers a fee-free or low fee account? It will be used as a main everyday banking account, so my pay will go in, direct debits will come out, will use to Bpay bills etc.

    I'm on a tight budget as it is and I simply cannot stand being charged so much to access my own money

  2. #2
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    I'm with NAB and they don't charge bank fees.

    http://www.nab.com.au/personal/accou...anking-account

    I also have an online saver with them. I have always been happy with them.

  3. The Following User Says Thank You to PomPoms For This Useful Post:

    Mod-Degrassi  (02-06-2014)

  4. #3
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    Degrassi, I used to be with Bendigo Bank and found their fee's to be ridiculous. When DP and I met she was so wrapped with her bank. She was with ANZ and she can transfer/ BPAY/ ATM/ etc all she wants for the month and she only gets charged $5.

    They also allow her to overdraw and don't charge any fee's unless it's over $50 and then they charge her $6 a day that's been overdrawn. This is not a problem as we never overdraw our account and if we accidentally do we can transfer money on the ANZ app straight from savings into the everyday account.

    I was totally jealous of her cool ANZ app and her $5 monthly fee no matter what that I changed banks.

  5. #4
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    That looks like a good one @Cheerilee

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    PomPoms  (02-06-2014)

  7. #5
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    We use ING and they have no account fees and no withdrawal fees. We moved to them after NAB kept taking out regular $1 'miscellaneous transactions' and couldn't explain what it was. It wasn't till we moved to ING we found out it was PayPal taking out $1 for every time we bought something off ebay for some bloody reason. Thankfully ING tells them where to shove it every time

  8. #6
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    Oh I should mention that the $5 fee is because we wanted VISA debit cards so we could shop online, not just everyday account cards.

  9. #7
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    Quote Originally Posted by Best Things View Post
    Oh I should mention that the $5 fee is because we wanted VISA debit cards so we could shop online, not just everyday account cards.
    O.o I thought visa debit cards were just standard now. Bit rude charging for them.

    Oh I should also mention ING has a 2% rebate on all paywave transactions It has really added up for us even though it doesn't sound like much.

  10. #8
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    I bank with CUA and don't cop any fees. They only do 4 transactions a month but if you meet certain criteria you get more. I think i get 10 or 15/month, I don't use them though as I prefer to use credit for everything. The debit cards are free.

    I'd personally stay away from the big 4, how much they profit is a good indication of why. Have you looked into Newcastle permanent? A lot of people seem to use them/are happy with them.

    Sent from my GT-I9505 using The Bub Hub mobile app

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    We are with ING too and are very happy with them

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    ING - they pay you to be with them, for the first 6 months you get 5% cash back on every purchase where you use paypass and then after that it is 2.5%.


 

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