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    Default Can't afford needed laparoscopy- no private health- cheaper options in Sydney?

    I have three beautiful toddlers (2,3,4) and have been trying to conceive with my fiancé for our fourth and final.. After issues with AF, my doctor ordered an ultrasound, which came back as showing multiple cysts on my right ovary, and a suspicious lesion/cyst on my left ovary which has internal vascularity (?), needs to be ruled out as a neoplasm or something? My doctor said its too big for his liking.
    I don't have private health, nor do I have much money- I have a pension card..
    I've been told this procedure could cost upwards of $3,000- yet to be on the public list could be over 12 months of waiting.
    Can anyone recommend a Gyno with reasonable fees for consult and surgery?
    Thank you..

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    Not an overly helpful response here, but what about finding out the item number of the procedure then ringing a couple of private health care providers and asking 1. Which policy will cover that op 2. How long the waiting period is (may only be 2-6 months 3. What the minimum cost is (ie, hospital cover only, no extras).

    When I had basic hospital cover only (WA provider) it was $25 per fortnight. I needed it for a year for the op I wanted so it worked out to be around $600 for the year. It also brought the total cost of my op down from ~$15-20K to $4-5K.

    Just something to think about

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    yep - going private with no insurance isnt usually an option, as the hospital/surgery fees are pretty big.

    I would go with getting private health, waiting out the waiting period and getting it done in a year. (still try and get in via the public system, as even with private health, you will have out of pocket expenses)

    Otherwise, sadly, you may just have to wait it out in the public system.




    best of luck

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    You could investigate the possibility of seeing a surgeon privately but having them do the procedure in a public hospital. You will still be up for the costs of the surgeon and all, but without the cost of the hospital (which, to my understanding, is where most of the benefit of private health insurance comes in). A friend of mine recently had a small procedure done this way (ie she saw the specialist privately via referral from her GP and then discussed with the specialist and he got her booked in through the public hospital he was operating out of).

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    BH-KatiesMum  (31-05-2014)

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    Quote Originally Posted by Skullduggery View Post
    Not an overly helpful response here, but what about finding out the item number of the procedure then ringing a couple of private health care providers and asking 1. Which policy will cover that op 2. How long the waiting period is (may only be 2-6 months 3. What the minimum cost is (ie, hospital cover only, no extras). When I had basic hospital cover only (WA provider) it was $25 per fortnight. I needed it for a year for the op I wanted so it worked out to be around $600 for the year. It also brought the total cost of my op down from ~$15-20K to $4-5K. Just something to think about
    This would be your best bet, but you will need to wait out the waiting period. This will be less than the public wait list though. Almost all basic hospital insurance policies will cover this type of surgery (exceptions are usually only heart/knee surgery/mental health/older people health problems and pregnancy). Going to a private surgeon but booking through a public hospital would be very unlikely to reduce the wait time - I did this with my first lap and the wait was still 6-12 months (I did however get in by 4 months as my condition worsened). Good insurance policies will have minimal out of pocket expenses for the actual surgery and hospital stay, however the specialist you go with with and the anaesthetist will often have their own out of pocket costs - you can always try and negotiate these (I have before with my specialist, and I also had a no-gap anaesthetist). HTH

    ETA - if you go the private route, ask your GP if he knows of any no-gap specialists - one of my specialists has no gap for the insurance company I am with (Bupa) and only works with no-gap anesthetists - so this can also help - I only ever pay a $50 co-payment for my hospital procedures with him.
    Last edited by Pearlygirl; 31-05-2014 at 12:13.

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    Quote Originally Posted by Skullduggery View Post
    Not an overly helpful response here, but what about finding out the item number of the procedure then ringing a couple of private health care providers and asking 1. Which policy will cover that op 2. How long the waiting period is (may only be 2-6 months 3. What the minimum cost is (ie, hospital cover only, no extras).

    When I had basic hospital cover only (WA provider) it was $25 per fortnight. I needed it for a year for the op I wanted so it worked out to be around $600 for the year. It also brought the total cost of my op down from ~$15-20K to $4-5K.

    Just something to think about
    Just be aware that most covers have a 12 month wait on a pre-existing condition. You would need to look into the policy to see how long you would need to wait for your surgery as you have had the condition prior to purchasing a policy.

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    I had a lap 3 months ago. I opted for a regional hospital which was serviced by the same ob I would have had if I'd gone private. The wait was 3 weeks and it cost $300 out of pocket. I would ask private obs if they offer this at any regional hospitals near you.
    Last edited by babyla; 31-05-2014 at 12:29.

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    Quote Originally Posted by Cheerilee View Post
    Just be aware that most covers have a 12 month wait on a pre-existing condition. You would need to look into the policy to see how long you would need to wait for your surgery as you have had the condition prior to purchasing a policy.
    Oh yes, very good point!


 

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