Brimm, from a financial perspective, if you are a permanent teacher in a public school, and have been since the beginning of the year, you should be entitled to maternity leave. Not sure which state you're in, but in Queensland it's 14 weeks at your usual salary, which you can also take at half pay (28 weeks). Again, not sure if this is the same across the country, but we also get paid our full rate for school holidays, which get added to our leave (as we are entitled to them as a condition of employment). I am a teacher as well, and go on mat leave next week. Between maternity leave, some long service leave, and the paid parental leave, I'll have 13 months off, half at half pay, the other half at full pay. Do your sums if finances are really what's holding you back.
From an emotional perspective, our son is the biggest blessing in our lives. I suffered a severe and very unexpected mental illness soon after he was born, and he was my biggest comfort. Being a parent is not easy, but sometimes, when you feel so broken with pain and grief, that little person is proof that there is good in your world, and you get to hold it in your arms. No investment property or BMW will ever make you that happy.
Parenting isn't easy, and it will definitely test your relationship. I am so incredibly grateful that my husband is not only a fun, patient and kind parent, but also an incredibly supportive husband who has always had my well being at heart. A lesser man would have walked away when things got hard, but he has held my hand every step of the way.
I'm not sure if my story will help, but I just hope that whatever choice you make, you put your, and your baby's best interests first. Babies don't need much, and you'll be amazed at just how quickly you get back on your feet financially if you commit to a budget and some wise spending. All the best xxx