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    Default Traveling at the time of pregnancy

    Next month I am going to Germany with my husband. I am 22 weeks pregnant. I think in this situation insurance is must. What would be best for me travel insurance or health insurance? I am not sure does German government provide health insurance for traveler? I am not sure what I have to do? Please someone help me.

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    Speak to an insurance agent but I think you'd need travel insurance. There is a government website you can go to that tells you what help you get in other countries. Basically if you need to go to the doctor or hospital while you are overseas you have to pay.

    Have you booked through an agent? You need some help with this from someone with expertise. There are some pretty frightening stories about people having to pay hundreds of thousands of dollars in medical bills when medical emergencies occurred while overseas.

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    You most definitely need travel insurance, I never travel without it. Did you buy your tickets with a credit card? SOME credit cards have travel insurance as part of their service if you pay for your tickets on it .

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    I wouldn't be going without travel insurance. And you will have to check whether it will cover baby in the case that it decides to come early and requires care in a NICU/SCU. Otherwise like @Sonja said you could possibly have a huge hospital bill. Also different policies will only cover you so far into the pregnancy - how far along will you be when you fly back?

    We had booked a holiday to Europe before I fell pregnant, I would have been 28 weeks at the time of travel which wouldn't have been covered under my credit card insurance. We decided it would be best to cancel and got the money spent on tickets back through the insurance.

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    OMG!

    You have to get travel insurance!!! Even if you weren't pregnant, you'd be an idiot not to have it.

    Go buy some now! As in right now!

    I've used Covermore before with no problems.

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    Quote Originally Posted by wannawannabe View Post
    OMG!

    You have to get travel insurance!!! Even if you weren't pregnant, you'd be an idiot not to have it.

    Go buy some now! As in right now!

    I've used Covermore before with no problems.
    I agree with this. If you had an issue come up next week, pregnancy related or otherwise, and had to cancel you could lose a lot of money but with cover that includes your pregnancy you would be covered. Don't delay.

    Sent from my GT-I9300 using The Bub Hub mobile app

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    Quote Originally Posted by SpecialPatrolGroup View Post
    I agree with this. If you had an issue come up next week, pregnancy related or otherwise, and had to cancel you could lose a lot of money but with cover that includes your pregnancy you would be covered. Don't delay.

    Sent from my GT-I9300 using The Bub Hub mobile app
    Plus any illness or injuries overseas, stolen or lost belongings, flight delays etc. If you can afford to travel, you can afford travel insurance. I always always always buy my flights and insurance together.

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    Quote Originally Posted by Tiffany786 View Post
    Next month I am going to Germany with my husband. I am 22 weeks pregnant. I think in this situation insurance is must. What would be best for me travel insurance or health insurance? I am not sure does German government provide health insurance for traveler? I am not sure what I have to do? Please someone help me.
    Germany does not have reciprocal health agreements with Australia so private insurance would be essential. I would contact the insurance providers directly to ensure you have appropriate cover and not depend on the advice of a travel agent.

    The Netherlands do have reciprocal agreements (or did 5 years ago when we were there) so if you are staying somewhere on that side of the country it could be worth driving for an hour or 2 so you can be cared for in their public health system.

    Sent from my Nexus 5 using The Bub Hub mobile app

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    Quote Originally Posted by wannawannabe View Post
    Plus any illness or injuries overseas, stolen or lost belongings, flight delays etc. If you can afford to travel, you can afford travel insurance. I always always always buy my flights and insurance together.
    Oh yes, that was a given in my mind, but people often forget about things that can happen here before they leave that can cause problems, because they are on home soil.

    Sent from my GT-I9300 using The Bub Hub mobile app

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    Quote Originally Posted by Stretched View Post
    Germany does not have reciprocal health agreements with Australia so private insurance would be essential. I would contact the insurance providers directly to ensure you have appropriate cover and not depend on the advice of a travel agent.

    The Netherlands do have reciprocal agreements (or did 5 years ago when we were there) so if you are staying somewhere on that side of the country it could be worth driving for an hour or 2 so you can be cared for in their public health system.

    Sent from my Nexus 5 using The Bub Hub mobile app
    Sorry but that is terrible advice. It's still not going to cover OP for any other problems nor would it cover the change in plans etc. Shouldn't be allowed to board an international flight without travel insurance.


 

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