View Poll Results: How much will the budget affect you? and can you afford it?

Voters
31. You may not vote on this poll
  • the budget will not affect me very much at all

    6 19.35%
  • The budget will affect me, but it wont cause me any financial difficulties

    6 19.35%
  • the budget will affect me, and will cause me to tighten my belt a bit

    10 32.26%
  • the budget will affect me substantially, and will cause me financial difficulties

    5 16.13%
  • the budget will affect me substantially, and I am not in a position to afford these changes AT ALL

    4 12.90%
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  1. #41
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    Quote Originally Posted by cheekychook View Post
    You think the $7 will be included? I assumed the centre will pass the cost on to us.

    From the $72 I get $36.30 back from Medicare so out of pocket $35, even more on weekends. Consultations that are a follow up, are bulk billed.
    Yes, the cost will be passed on to us, as the medicare rebate will be reduced for those who already pay a gap.

    My GP charges $67 and I get $37.70 back, however follow-up appointments (eg. to get test results that can't be given over the phone) are currently bulk-billed too.



    "Patients who are not bulk-billed are also set to be hit in the hip pocket, with refunds from Medicare set to get smaller from next year.

    Budget papers show general patients who do not have concession cards and pay for their doctor's visits in full will have their Medicare refund for standard GP visits shrink by $5.

    Medicare refunds for a standard $70 GP consultation will decrease from about $37.70 to $32.70 from July 2015."


    http://www.canberratimes.com.au/act-...514-zrcp3.html
    Last edited by sky1; 15-05-2014 at 06:34.

  2. #42
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    The $7 for first 10 visits is for concession card holders only. For non concession card holders its continuous. Heard it on talk back radio yesterday

  3. #43
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    Quote Originally Posted by DJ Nette View Post
    If you are already paying $72 a visit then I don't think it will go up by $7. I thought the $7 was only when you are being bulk billed. For children and concession card holders you won't pay anything after the 10th visit.

    $72 sounds like a lot. Is that before or after you get your medicare rebate?
    From what I heard it will come off what you get back from Medicare so $7 less I think.. But drs fees here rise every year nearly so only a matter of time

  4. #44
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    What concerns me greatly is no Newstart for an under 30 for 6 months! that looses their job, how cruel, how are these people meant to pay for shelter and food for 6 MONTHS.

    I have two adult children so I guess I need to make sure I have the means to support them till the age of 30 if necessary! I just think it's incredibly cruel and very demeaning for an adult to be put into the position where they are being supported by their ageing parent. At least in crappy old America you would at least be given food stamps and possibly a cardboard box to live in.

    It's heartbreaking what this current government is trying to do to this country, shame on them! Shame!

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  6. #45
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    I lived on FTB for the last 2 months. I don't qualify for SPP, so if I lose my job again after my kids are 6, then I'll have even less to exist on while I scramble for more work.

    I know many families living on FTB, this change will have a horrific impact on those who aren't afforded the luxury of pensions.

  7. #46
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    I can see a lot of people having far less children. I'm considering putting a 5 month old into child care next year if I can get part-time work as we are in that middle group who will lose payments over the next few years but wage will only creep up high enough to lose them, not pay for the difference things will cost us. Yet we will have four children to feed, clothe, send to school and if one of them needs an op then there is thousands to pay in gap fees as we are trying to keep our phi - will we have to sacrifice that?

    We can't afford to move home to fit our children in now (will have to bunk younger children - 3 in one room) and we don't live extravagantly. The free reign that oversees investors have on our housing market is pushing prices beyond what we can afford and leaving little properties to choose from. We spend a total of $350 a year on a rental for a week for holidays, we don't go out to dinner or the movies, no take-out or cups of coffee out, lunches are packed from home, I have 4 pairs of shoes, get my hair done once a year, have a shocking wardrobe, send our kids to public school, I study to try and better my chances of re-entering the workforce and keep pre-school fees down - will many families pull their kids out of pre-school?

    I know there are sooo many more families out there worse hit than what we are. This is just how it will affect us. My husband and I have gone on one decent holiday of 9 days to Victoria all the time we have been together which is now close on 13 years. Every other cent we had we have put into trying to own a home.

    Is there someone out there willing to employ me for a couple of days a week? The ed department has even changed its rules now on what I can teach after telling me differently when I was studying! Why do the goal posts keep moving?

    Of course there are other areas that we will be affected by like the doctor's fees, prescription fees, pathology...I'm sure I'll realise some more later.

    I have some questions - with Part A being capped at $94,000 - will that mean once you have an income over that that you will be entitled to no Part A at all? DH is not earning that this year, but probably will be by mid 2015. It would mean a difference of about $10-$13K a year for us once this next bub is born for Part a and b combined.
    If I go back to work then we will be paying at least $150 a day for child care and OOSH...and that's if we get the CCB and CCR still. Are we going to lose that too?

    Will we be sending DS2 to school early to try and save on preschool fees? It would probably end up in him repeating kindergarten and feeling like a failure. Is there somewhere/someone we can talk to to find out exactly where we stand as it would affect so many decisions!
    Last edited by Little Ted; 15-05-2014 at 08:33.

  8. #47
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    Next year we will get about $680 less supplement at tax time. We usually use the supplements for car rego, kids clothes, any new furniture or appliances we might need. We will still get some, so it means we will have try harder to save during the year, which on one income isn't real easy.
    We also have one child on medication, so there's extra there. Thankfully we hardly go to the dr and I used to pay before I moved town because we didn't have a bulk billing dr. We were paying like $17 gap 5 years ago. I have no complaints with paying for us. For people who actually have to go a lot, there should be exemptions more than what they've given IMO.
    as for the payment not going up with the cost of living, ours hasn't for well over a year I'm sure and any time it went up it was by about $6 so no loss there.
    fuel costing more and groceries costing more, that's happening already and I always expect it.
    my husband will definitely be staying in his fifo job, he had been considering coming back to shore, because we could not afford fuel for him to travel to work every day.
    FTB cutting off at six isn't a big deal for me. I suspect this will change again before my youngest is 6 anyway. Everything is always changing.
    we will have to focus on saving much more than we were but we needed to anyway.
    i really feel for those affected. I think it's completely wrong what they have done.

  9. #48
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    I heard that it will be $5 either added to your doctor or taken off the rebate from Medicare. $5 will be used towards the medical institute and $2 will go to the doctor but if you already pay to see the doctor you just pay the amount you already pay plus $5.
    I pay $65 so will end up paying $70.
    Fuel price
    Work until 70 and I can't see my husband a concreter being able to physically work that long.

  10. #49
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    Right now aside from petrol and doctors visits when needed I am not overly effected. I had planned on applying for FTB B when my employer paid mat leave and gov paid mat leave runs out next year but we will not be eligible anymore. I assume the effect then will be that I will return to work part time and need to utilise ccr/ccb. I will need to find a new job also as I do not plan to return to my position, would love to but we have moved interstate and hubby makes a lot more than me so won't be travelling interstate daily to go to work. Hopefully job hunting won't be difficult considering this is what the gov is trying to do.

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  12. #50
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    We may lose FTB. I say may because 65-70% of what DF makes is overtime and there's no telling week to week how
    much over time he'll do. Especially now with the fuel excise as he works in transport.

    It'll be more ripple effect for us I think rather than a big change and I'm worried enough about that, so I can only imagine how stressed those it'll have a big impact on must be. 😨


 

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