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And someone asked about money if things go bad, essentially our whole life is waiting for things to go bad. I've got used to the fact now that we just have to take risks and hope for the best. If we didn't have a business need I would be driving a much cheaper car, without a loan.
Haven't read all the replies, but no car loan for me too. We're renting, and are now on one income, so we saved for a good safe second hand Honda civic. It's 2012, low km's and just a great car. Buying a new car doesn't appeal to me as there's so many good cars available that are just a couple of years old.
Car loan here, I updated in January this year from a 2006 Toyota corolla which id had for four years (also on a loan) it was started to fall to bits, I wanted a larger car ready for our family so I got a 2011 nissan x trail mid model for $24k. My trade in paid off the rest of the loan so it was a straight swap. Mines on a 7 year loan at 172 a fortnight. I plan on driving it til it stops and then our kids will be older so I will go to a smaller car again.
my my old car was 12 years old when I got it and 18 years old when I ended up getting my new car....... It was definitely at the end of its life by then!
Last edited by Mum2b87; 06-05-2014 at 15:33.
No car loans here. We use savings if we need a new car. We've never bought a brand new car. I always take my time looking for a good second hand version of what we want/need.
We currently have a 2007 xtrail and 2007 Navara (camping vehicle). Planning on hanging onto them for a good while.
In response to the OP, we don't have a car loan atm as I paid DH's off last year as the interest was just ridiculous (and seemed silly to only pay the minimum when I had the money to pay off in full). We will be looking to get a new car and loan as soon as our CC debt is paid off.
No finance on my car and dh's is salary packaged. I am due for a new car (its only 5yrs old but is the longest I've ever owned a car before trading for a newbie!) but we are waiting until mid-late next year once we settle into a new finance groove with a 2nd bub.
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