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  1. #11
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    Im a bit of a ditz- should I keep our phi? Or just save that money? Now that they want us pay goto doctors. I didnt ger rid of it because of h & w having health probs.

    We have bulk billing because of concession card will this change with co payment?

    I will nees to find a job (hard when I have no qualifications except aged care) and my mum will help out 3days a week. So whatever is flexible. I wanted to return to study. Dd was in childcare 2x a week but now that will be cut back.

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  2. #12
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    Quote Originally Posted by monnie24 View Post
    Im a bit of a ditz- should I keep our phi? Or just save that money? Now that they want us pay goto doctors. I didnt ger rid of it because of h & w having health probs.

    We have bulk billing because of concession card will this change with co payment?

    I will nees to find a job (hard when I have no qualifications except aged care) and my mum will help out 3days a week. So whatever is flexible. I wanted to return to study. Dd was in childcare 2x a week but now that will be cut back.

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    I think you need to keep your health insurance otherwise you'll get taxed for the medicare surcharge??

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  3. #13
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    For us it means that we aren't likely to move anytime soon which means we are stuck in our tiny house. Without ftb we aren't going to be able to afford much at all. We will have to cut out any type of going out (which I hardly do anyway), no going out to socialise, and it will probably cut into our groceries. For me to work I would have to find care for my kids, I would have to pay for travel as I don't have my license (learning), and the hours would have to fit in around DF so I wouldn't see him much. In conclusion our life will be pretty sad and lonely.

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  4. #14
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    Personally not really unless they do something to the Child Care Rebate.

    I am incredibly ideologically opposed to any changes to medicare, I fully support a universal free health system, no matter what you earn.

    All this talk of personal responsibility, everyone doing heavy lifting blah blah, all sounds bit hollow coming from someone who will get a lifetime politician pension of two hundred thousand dollars a year, whenever he retires (no age limit on claiming) and 20 tax payer funded flights for himself and his partner a year for the rest of his life which can be transferred to his spouse when he dies.

    I would like to see the cuts coming from the top down.

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  6. #15
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    I agree. The way it is talked about, it is like we've been having a vacation this whole time and suddenly have to wake up.

    I think ninety nine percent of us already work incredibly hard though.
    Quote Originally Posted by NoteToSelf View Post
    Personally not really unless they do something to the Child Care Rebate.

    I am incredibly ideologically opposed to any changes to medicare, I fully support a universal free health system, no matter what you earn.

    All this talk of personal responsibility, everyone doing heavy lifting blah blah, all sounds bit hollow coming from someone who will get a lifetime politician pension of two hundred thousand dollars a year, whenever he retires (no age limit on claiming) and 20 tax payer funded flights for himself and his partner a year for the rest of his life which can be transferred to his spouse when he dies.

    I would like to see the cuts coming from the top down.

  7. #16
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    Quote Originally Posted by crankyoldcow View Post
    It sounds like scaremongering to me.
    I agree. I feel like the media is having a field day, having us all up in arms and terrified over a rumour. The budget audit is not intended to be implemented, and it has already been said that it will not be implemented.
    My understanding of FTB changes is that part A & B are going to be merged with one payment, not neccesarily lowered. So at the moment, a two income family gets FTB payments up to $100k. A single income family gets FTB payments up to $176k (Something like that!). So if you are a high income earner earning $175k, you still get some FTB payments, but two parents working and earning $51k each, get nothing. I thought the new plan is to make the payments more equal and fair, whether you are on one or two incomes. I think you only really have to worry about that if you are an extremely high income earner. I might be wrong, but that is my understading. I don’t know why people are of the understanding the FTB payment is going to be completely scrapped? Where did that come from, and what don’t I know?!
    I guess I won’t worry about anything until the new budget is released – until then, it is just hearsay.

  8. #17
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    I'll be hit with this debt tax. Like pp have said, the media states a lot of things. I don't think it's going to be a nice budget.

  9. #18
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    Of course it's scaremongering. Just preparing the people to accept whatever poor measures he's going to announce on May 13 that will be only half bad as the commission of audit report.

    Such a low political maneuver.

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  11. #19
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    They won't cut FTB. The financial ramifications for literally millions of Australians would be dire. Someone else said it in another thread - they are deliberately trying to freak people out so that when the budget does come, even though it will be bad it won't be *as* bad and everyone will say thank god. It's all a spin to trick people into being ok with the budget by laying out the worst possible scenario then making them believe the budget is ok bc they didn't lose FTB.

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  13. #20
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    Quote Originally Posted by cheeeeesecake View Post
    I agree. I feel like the media is having a field day, having us all up in arms and terrified over a rumour. The budget audit is not intended to be implemented, and it has already been said that it will not be implemented.
    My understanding of FTB changes is that part A & B are going to be merged with one payment, not neccesarily lowered. So at the moment, a two income family gets FTB payments up to $100k. A single income family gets FTB payments up to $176k (Something like that!). So if you are a high income earner earning $175k, you still get some FTB payments, but two parents working and earning $51k each, get nothing. I thought the new plan is to make the payments more equal and fair, whether you are on one or two incomes. I think you only really have to worry about that if you are an extremely high income earner. I might be wrong, but that is my understading. I don’t know why people are of the understanding the FTB payment is going to be completely scrapped? Where did that come from, and what don’t I know?!
    I guess I won’t worry about anything until the new budget is released – until then, it is just hearsay.
    The reason FTB is designed that way is bc 2 people earning 50k each pay much less tax than one working person earning 100. I do think however, it's still skewed. They need to raise it to say 130k.


 

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