Oh my goodness, such fabulous information girls Thank you so much!!!!!
So from all your comments you've helped me understand that I won't be able to afford to pay hospital fees in private without insurance and that a lot of private obs might not deliver in public. I might try and call around to see if any exist. If I can't find one I'll go public and I will definitely look into a private midwife! You have made me feel a lot more at ease knowing the public system is just as safe if I do end up with twins. Looks like public is the way to go!
Thanks for helping