You wouldn't have to pay anything for a caesarean section in a public hospital.
Yep she was added PHI back date births. So her NICU stay was covered, but not the blood tests and other services. Only the hospital bed really.
You also get charged to had a paed check out bub before they leave which is normally another $150ish too, but that you can claim from medicare, for some reason I couldn't claim this on PHI also? Not sure why.
But yeah, there are lots of possible what ifs, but it's good to be aware of them. We weren't expecting such a huge bill!
I know it doesn't happen with all births/babies, but you never know if you will be requiring the extra tests and care until it's actually happening.
ETA - some of the tests are covered, but private hospitals such as SJOG charge SO far above the scheduled fee you don't get a lot back at all. I had one bill that was $1000 in blood tests and I think I got back $150ish all up, medicare and PHI.
OP have you checked that your private health insurance covers Obstetrics?
My wife has no issues...she just prefers a private room...and I want the private health care coz I guess there will be more follow ups with the OB (regular scans, etc...)
I did shared care with my gp and went public. Which is basically the same as having an ob
All appts were bulked billed after 20 weeks. All 3 scans had a Medicare refund.
I guess going private you may get one or two more scans.
The hospital I gave birth in and work in (public) has all single rooms. And from what I have heard other public maternity wards have the majority single rooms
Like someone else said, go and check out public hospitals in area to see what you think. Obviously cs or natural, it is going to be free in public.
At the end if the day whether public or private, the same things are done at each appt. - blood pressure, fundal height, follow up blood results and checking for position of bub, it's just that when private and have cs your ob is the one that is there with you on the day.
Last edited by Kazza78; 22-04-2014 at 15:28.
I'll be honest with you, while I loved my Ob and thought she was fantastic, my appointments with her were about 5 minutes each time. A quick "how are you feeling" and a quick scan. The midwife (which changed depending on what day my app was) did all my checks, urine samples, BP etc.
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