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  1. #41
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    Quote Originally Posted by bel2466 View Post
    Off peak energy use?
    Thanks..never knew this! Im in perth so only one energy company just checked their website and will cost $276 to get a saving meter installed.. cant just start using my energy in off peak times without the meter it seems but so glad I know this now!

  2. #42
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    Quote Originally Posted by #Mama View Post
    Can't remember if I've asked this on one of these toe treads before, but do you find a deep freeze adds much to your power bill?
    I'd LOVE to get one as I like to bulk cook and our little freezer fills up too quickly, but DH thinks it would add SO much to our power bill. Like an extra $100 per quarter. He won't back down on it! Lol m
    No way would it cost that much. Have a look at a few models and you should be able to get an idea of running costs on the net.

  3. The Following User Says Thank You to amyd For This Useful Post:

    #Mama  (14-04-2014)

  4. #43
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    Quote Originally Posted by kim85 View Post
    Thanks..never knew this! Im in perth so only one energy company just checked their website and will cost $276 to get a saving meter installed.. cant just start using my energy in off peak times without the meter it seems but so glad I know this now!
    Barely noticed the change. We have a medium size one which we got about 3 years ago. To ensure they are running at their most efficient make sure they are inside the house, not near any heat sources (eg. hot water service or stove), not opened often and you chill cooked meals before placing in to freeze.

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    #Mama  (14-04-2014)

  6. #44
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    Yeah I didn't notice a difference in the chest freezer either. Tell hubby you will wash over night on time delay to make up for power. Get some prices off the net also

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    #Mama  (14-04-2014)

  8. #45
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    Quote Originally Posted by #Mama View Post
    Can't remember if I've asked this on one of these toe treads before, but do you find a deep freeze adds much to your power bill?
    I'd LOVE to get one as I like to bulk cook and our little freezer fills up too quickly, but DH thinks it would add SO much to our power bill. Like an extra $100 per quarter. He won't back down on it! Lol m
    We don't notice any difference!!

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    #Mama  (14-04-2014)

  10. #46
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    Quote Originally Posted by RaryGirl View Post
    I've moved out of the nappy section to the Family Finances section, hopefully you will receive more replies in this section.
    Thank you :-)

  11. #47
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    We switched from woolies to aldi and save at least $80/wk on grocery bills. We also eat vego meals one night a week and I make a big batch of slow cooked shredded beef that lasts for two meals. Nachos, chilli con carne, tacos or tossed through some stir fry veg etc

    We cut back to one car. Utilise groupon type deals for socialising and entertainment and don't drink.

    Also setup all your bills by direct debit to come out each week and chip away at them slowly even before they are due. We pay $15/week on our mobiles etc. by the end of a few months we are ahead in payments and can skip a months bill and use that $60 elsewhere. Setup your savings to come out automatically. Don't wait till the end of the week to see what's left. You live within your means if it's there it gets spent.
    You can also look at consolidating your debts into a lower interest loan and make additional repayments etc.

  12. #48
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    We used to throw away so much uneaten food, and then get take away. Have saved heaps on money by being stricter with eating at home. Originally did it to lose weight, but have also ended up saving money by being more organised- such as always carrying a snack with me, so that I don't buy snacks when out.
    Another idea, which I saw on the tv show The Checkout, is to call all your service providers- insurance, electricity, loans etc etc, and ask them what the best deal they can offer you. Once the retention team gets involved, they can offer significant discounts (we're three months into negative electricity bills- they cut our tarriffs, and now our solar is earning us more then we spend!)
    Be careful about smart meters- they will work for some people, but for others you will be worse off (if you use electricity during weekdays and evenings generally). As an example, peak time here in Vic is considered to be 7am-11pm mon-fri. I didn't want to be switched onto to smart meters but didn't have any choice. It's working so far, but can't imagine the power company has done some thing that wouldn't benefit them in the long run!

  13. #49
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    Quote Originally Posted by wannawannabe View Post
    I have multiple accounts.


    Have a bills account that money gets automatically put into each fortnight from pay and all bills are direct debited from there. Put a little bit more than needed in then to ensure a kitty is built up. Usually have $800 left over each fortnight in after bills are paid which will be used for once a year bills like car rego or emergency repairs/bills.


    I take out in cash my groceries/petrol/miscellaneous snacks at work money on payday. I find it helps a lot being able to physically see how much money is left.


    I have two savings account. One is long term and is automatically direct debited a certain amount each fortnight on payday. This one gives you extra interest if you don't make withdrawals.


    The other one is a short term savings account which has whatever is leftover go into and is fun stuff like event tickets or outfit for the races etc
    I could have written this!! Exactly what I do.

    As well as the above I reconcile all my accounts to my budget in excel. This helps keep on top of any little bits and bobs I spend. The spreadsheet also shows my how much money will be saved at the end of the year if I don't overspend. I've also set it up so it tracks home loan repayments and other personal loans so I can see how much will be paid off at the end of the year as well as seeing the impact of additional payments.

    I find having this spreadsheet motivates me to be wise with my money.

  14. #50
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    Quote Originally Posted by cheekychook View Post
    I could have written this!! Exactly what I do.

    As well as the above I reconcile all my accounts to my budget in excel. This helps keep on top of any little bits and bobs I spend. The spreadsheet also shows my how much money will be saved at the end of the year if I don't overspend. I've also set it up so it tracks home loan repayments and other personal loans so I can see how much will be paid off at the end of the year as well as seeing the impact of additional payments.

    I find having this spreadsheet motivates me to be wise with my money.
    Is it a spreadsheet you made up or downloaded from somewhere. @cheekychook

    ♥me & he = ds 17/9/13♥


 

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