For me personally? I would stop long before 49. I'm 35 and we are nearing the end of trying for our 3rd. But I say that bc I have 2 kids. If I didn't? I'm not sure what I would do. What I do know is I would try for as long as I possibly could thru IVF rather than look at adoption or surrogacy. They just wouldn't be my hope unless I had nothing left.
No offence meant to anyone, but those who say it shouldn't be funded or who are liking posts saying that, have had little/no problems conceiving. That's a privileged place to be. Not everyone falls easily.