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  1. #1
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    Default Childcare rebates

    I called centrelink and I get 100% rebate does that mean its free?

    Sorry im a bit clueless with this! Im filling in the payment forms

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    As far as I was aware everyone gets a child care rebate which is 50% of the fees. The child care benefit will depend on how much your income is and will be a percentage of the the other 50% of your fees (not covered by the rebate)

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    Quote Originally Posted by Zeddie View Post
    As far as I was aware everyone gets a child care rebate which is 50% of the fees. The child care benefit will depend on how much your income is and will be a percentage of the the other 50% of your fees (not covered by the rebate)
    This, plus the rebate is only to a maximum of $7,500 per year. Depending on your centre and how many days a week you use it, it you will probably end up paying 100% of the fees for the last few months.

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    Maybe they meant CCB? 100% CCR sounds like an odd way to word it.
    CCB is based on your income and the percentage changes depending on your income.
    CCR is 50% of your fees (although there is a yearly limit) and both parents need to be working/ studying/ volunteering a certain number of hours per week to get this.

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    Df is looking for work and im on disability.

    Thats okay all sounds confusing lol. She is starting two days a week

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    Looking for work is ok for CCR, not sure about disability though.

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    I get 100% now and I only pay $16 a day . I get my ccb and ccr paid to the centre .

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    If they referred to a % rate then they're talking about CCB. 100% is about $4.39 per hour for up to 50 hours of care. So for example my centre charges a day at $80 11.5hours (they always charge full day regardless of hours child attends) so CCB covers just over $50 and the remaining $30 I pay but get half back at the end of each quarter.

    Once you are full time though it costs more because centres charge 11-12 hour days. That equals 55-60 hours. Without special approval CCB only covers 50 of those hours so you pay the full rate for 5-10 hours a week. So once you need that 5th day you'll suddenly notice your out-of-pocket jump up. Your centre can give you the figures based on their rates as they should be used to these questions.

    The CCR is 50% of any out-of-pocket (what you pay after CCB is taken off your bill) up to 7500 per child per year.

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    So the $7500 is for out of pocket costs? Once I hit that I won't get the 50% back? There is no way I can afford to pay full daycare costs I also have another in after school care.

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    Quote Originally Posted by Janesmum123 View Post
    So the $7500 is for out of pocket costs? Once I hit that I won't get the 50% back? There is no way I can afford to pay full daycare costs I also have another in after school care.
    That's correct. I'm dreading when I hit that. $400 odd a week for cc sucks!


 

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