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  1. #1
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    Default IVF over 40 #9

    MrsMac - I have Medibank Private which have been fine. Having said that, when I did the Harmony Test ( non invasive pregnancy testing) they wouldn’t cover me. Apparently some Health funds do.
    I think it’s really important now than ever that you see someone who is specialised and has a good reputation in fertility. These low cost clinics seem to be only good for those who have no real issues.
    Mammalinz Regarding your question about supplements, I have copied and pasted something I wrote in answer to the same question in august last year. This was what I did in my last cycle when I got my BFP:
    "I upped inositol to 2000mg twice aday. i have been taking l'arginine as well since around march/april but not religously so made sure I took 1000 mg twice daily. I've been taking cq10 for a while too but upped it to 600 mg for the last 2 cycles. I bought the version the body absorbs better online called ubiquinol. It's pretty expensive but its all a drop in the ocean at this stage in the game.
    I upped my vitamin e to 1500 iu a day because my girlfriend, 42 yrs old, got her bfp recently. She really believes vitamin e helped her lining. My vitamin d always comes back deficient even though I take ostellin so I am taking 2 every other day. I made sure my husband was taking the same vitamins as me. He did stop smoking so don't know if this helped too. I also made him eat heaps of goji berries."
    Last edited by Team panda; 10-02-2014 at 14:20.

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    mammalinz  (12-02-2014),mrsmac123  (10-02-2014)

  3. #2
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    MrsMac, I'm also with Medibank. With PHI, they mainly cover "in hospital" services so EPU, transfer anaesthesia etc. So I've been able to claim those things, plus something back for the medications used in my FETs, though if you can do natural cycle FET's it won't be as much. Unfortunately nothing back for the stim cycle fees and the biopsy/ testing fees

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    mrsmac123  (10-02-2014)

  5. #3
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    Thanks springrain and panda I had the cover with medibank until a couple of years ago still with them for basic cover. My mum said today some health funds used to waiver the one year wait if you were prepared to pay some kind of fee up front which not sure I have heard of that recently. If a do a lot of testing before I begin no phi covers that kind of thing? Also since I have cycled yet I havnt gotten my head around how it all works...when you say a natural cycle it obviously means less drugs ? Meaning you go through your cycle like normal...a frozen embryo awaits and the thaw and transfer coincides with the appropriate time in your cycle and you have no drugs to time things?

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    Last edited by mrsmac123; 10-02-2014 at 20:47.

  6. #4
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    Just subbing

  7. #5
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    I have hbf

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    mrsmac123  (11-02-2014)

  9. #6
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    I am with NIB which I've had for over 10 year now and they've been superb so far, although I only upgraded to full maternity cover about 7 months ago so won't be able to claim for hospital cost etc associated with egg pickup and so forth for my ivf cycles over the next few months. I really can't believe how many additional costs there are in this process.

  10. #7
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    I'm with Bupa - they have covered everything they should but it costs me an arm and a leg as I only got health insurance when I was 38 so pay more. I am on my own policy separate to DH as it works out cheaper

  11. #8
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    Medibank for me too. No complaints. They have been good to deal with. I've had PHI since I was in my twenties. I think it's about $180 a month now, but I'd have to confirm. I gather there's no benefit in combining accounts with your DH until a baby comes along and then it is better to have shared PHI.

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    Default Hoping to join in

    Hi ladies

    Hoping I can join your forum to help me stop driving myself crazy. Ive been TTC for several years now and often enjoy reading this forum from the sidelines but have never joined in.

    Over my journey ive been preg 4 times, both naturally and with IVF, all ended in mc. Also had quite a few chemicals thrown in. So I supposed you could say im well seasoned LOL.

    Ive tried both melb ivf and monash (currently with monash) and have probably tried every med and vitamin under the sun. Including stem cell treatment! Unfortunately nothing has given me a sticky one yet.

    My husband and i have decided its now time to start considering donor eggs and have just used up the last of our 2 frozen embryos. Im currently 8dp5dt.

    Me being the control freak I am have been POAS since 6pd5dt. Of course you wouldnt believe on 6dp5dt I got a fairly decent bfp. POAS at 7dp5dt (yesterday) and line was darker OMG. All my past IVF preg/chemicals have resulted in faint lines that never get consistently darker. And I know I shouldnt be relying on these evil sticks but they are currently keeping me sane as BT is not until Mon 12dp5dt. Seems like a year away. Anyway im currently lyinging bed with insomnia waiting 4 morn to see what colour my line will b today. Arghhhh shot me now!

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    MGC Bertie  (23-02-2014)

  14. #10
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    Welcome Chris! You've certainly had a rough time with lots of cycles. Hoping this is your lucky one. Hang in there! Looking forward to hearing your results on Monday


 

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