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  1. #21
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    Def think DH and I need to switch from Medibank! So effing expensive ughhhh. We would be slugged at tax if we didn't have phi though because of our earnings. So I guess we just have to get on with it!

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    Mahjong  (25-12-2013)

  3. #22
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    NIB 7.99%!! WTF? Think I will have to swap it to my husbands work fund.

  4. #23
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    Of course I'm with NIB. As soon as this baby is out I'm dropping obstetric cover.

  5. #24
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    We are with Grand United through my work which at least was one of the lower increases. Once bubs is here in June will decrease back to basic hospital.

    Do they think the public system can handle more pressure? It's not just "rich" people who have PHI, I could certainly use the $200 a month I pay for it.

    We cancelled extras as they are a joke. DS is about to get assessed by a speech therapist so I looked into adding it. We would get $600 pa pp for it. It would cost more in premiums.

    Unfortunately it seems whoever is in government just uses PHI as a tax revenue ******

  6. #25
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    We are going to have to consider our options, we do need it as we have one DD with significant health issues. Currently with Medibank Private and this increase is going to be hard.

    Through my work I have the option on using BUPA and through DH's work we could use the Teachers Federation. Anyone use either of these? I am going to have to do a bit of research and see if we can find a slightly cheaper option.

  7. #26
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    Quote Originally Posted by SpottySocks View Post
    We are going to have to consider our options, we do need it as we have one DD with significant health issues. Currently with Medibank Private and this increase is going to be hard.

    Through my work I have the option on using BUPA and through DH's work we could use the Teachers Federation. Anyone use either of these? I am going to have to do a bit of research and see if we can find a slightly cheaper option.
    We are with teachers federation health. They're ok. We only have it because my husband will eventually need to have an operation on his back, but he would wait for months for the procedure in the public system because it is not life threatening and it would be done by a registrar rather than a specialist. My husband already has 2 private specialists to choose from. We have extras as well for physio and Chiro but might consider dropping the extras!

  8. #27
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    I am with teachers fed as well I agree they are ok, I was previously with bupa and thought they were better.

  9. #28
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    I think it's balls and I'll be reviewing my options!

    I've been thinking about dropping extras cover for a while. Looks like it might happen now.

  10. #29
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    We have top hospital and top extras but rarely use it. I think we will need to drop back on cover now, it's so expensive.

  11. #30
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    Man. We only got PHI last month! Now an increase of 6.49%!? PFFT.


 

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