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  1. #11
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    We're with Bupa & I'll switch to Defense now, premium will be cheaper plus they have less out of pocket expenses.

  2. #12
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    Quote Originally Posted by Kimberleygal1 View Post
    That's just great it's gone up again...not. But what can you one do? I just wouldn't and couldn't be without it.
    I am fortunate that I can afford the increase, but others can't. If they want the pressure taken off the public system, they need to stop this.

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    beebs  (24-12-2013),Vonnie89  (24-12-2013)

  4. #13
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    Quote Originally Posted by headoverfeet View Post
    What about at tax time?
    They only start charging you if you earn over $84,000 as an individual or $168,000 as a couple.

    Which I don't. And even if I did go over that amount (shift worker so my pay changes each fortnight depending on shifts and penalties), I'd have to earn at least $97,000 to pay more in the levy surcharge than what I would in my current premium.
    Last edited by wannawannabe; 23-12-2013 at 19:21.

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    Also, with premiums going up so much, it's probably cheaper to just pay the 1% levy.

  6. #15
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    Oh my NIB 7.99%?!?! I think I need to look around, I don't claim
    much, it's crazy!!!

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  8. #16
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    headoverfeet is offline The truth will set you free, but first it will **** you off. -Gloria Steinem
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    Quote Originally Posted by wannawannabe View Post
    They only start charging you if you earn over $84,000 as an individual or $168,000 as a couple.

    Which I don't. And even if I did go over that amount (shift worker so my pay changes each fortnight depending on shifts and penalties), I'd have to earn at least $97,000 to pay more in the levy surcharge than what I would in my current premium.
    Ah ok!

    Well I can see a ton of people are about to ditch their PHI! Mine increased last year by about $30 a month and now this. Not impressed as we maxed out our chiro extras before the end of the year and we have had to pay full fees on top of our health insurance..and we didn't use it for anything else this year!

  9. #17
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    Quote Originally Posted by headoverfeet View Post
    Ah ok!

    Well I can see a ton of people are about to ditch their PHI! Mine increased last year by about $30 a month and now this. Not impressed as we maxed out our chiro extras before the end of the year and we have had to pay full fees on top of our health insurance..and we didn't use it for anything else this year!
    Yeah the whole tax savings line is just that...... a bit of a line.....

  10. #18
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    Far out! They are not making it easy to keep.

    We are paid up until Oct or Nov 2014....so we will get a bill to pay the difference? Does anyone know what happens if you have just paid for 12 months?

  11. #19
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    Quote Originally Posted by Cheerilee View Post
    Far out! They are not making it easy to keep.

    We are paid up until Oct or Nov 2014....so we will get a bill to pay the difference? Does anyone know what happens if you have just paid for 12 months?
    You'll just see the increased price when they send you your renewal notice next year.

  12. #20
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    And that's why I don't bother with private health.

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