+ Reply to Thread
Page 1 of 2 12 LastLast
Results 1 to 10 of 11
  1. #1
    Join Date
    Feb 2010
    Posts
    625
    Thanks
    161
    Thanked
    72
    Reviews
    0
    Achievements:Topaz Star - 500 posts

    Default ivf insurance

    hi, we are just beginning our journey with ivf any ideas who gives the best insurance?

  2. #2
    Join Date
    Jun 2013
    Posts
    2,936
    Thanks
    1,741
    Thanked
    1,273
    Reviews
    6
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I'm with nib top cover. I picked it in case I needed IVF.

  3. #3
    Join Date
    Aug 2011
    Posts
    594
    Thanks
    746
    Thanked
    287
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    It all depends who you decide to go with for IVF. Different private health funds have deals with some IVF providers. For instant when we went with Genea I was with MBF, they didn't recognise Genea as a private hospital so by changing to HCF we were able to save $500 per cycle. Might not sound like much, but we did 3 cycles. So it all adds up. So, do your homework. Keep in mind that most private health insurers have a year long wait time unless you already have the same cover with a different insurer. If that makes sense? Good luck.

  4. #4
    Join Date
    Feb 2010
    Posts
    625
    Thanks
    161
    Thanked
    72
    Reviews
    0
    Achievements:Topaz Star - 500 posts

    Default ivf

    has anyone dealt with the fertility clinic in Dandenong we are not happy with monash ivf

  5. #5
    Join Date
    Sep 2013
    Posts
    242
    Thanks
    76
    Thanked
    90
    Reviews
    0
    Don't go with HBF. We pay over $170 a month, have gone through 3 stim cycles plus a frozen transfer this year, they have barely covered anything - I went to get the $500 anathetist fee back the other day and they won't give it to me until Medicare have sent their statement - it is covered, so why does it matter before or after?? Sorry vent over. I have been told by one of our embryologists that medibank are the best but I am not prepared to swap mid way through anything!!

    Wishing you all the best

  6. The Following User Says Thank You to rose2207 For This Useful Post:

    Bandit  (22-12-2013)

  7. #6
    Join Date
    Mar 2014
    Posts
    122
    Thanks
    51
    Thanked
    14
    Reviews
    0
    I decided against private cover - I was with HCF and it was going to cost me $2000 a year to be covered for private pregnancy/maternity stuff. With the wait period of 1 yr before they would be covered. That's $4000 before I could even make a claim. My nurse at fertility clinic said private wont reimburse any amount for IUI (unless needing aneaesthetist) and only covers aneasthetist forIVF. So as above, it may only refund $500 out of a $10k IVF cycle. Do 3 cycles and cure that gives you $1500 back but you're still worse off than not having paid $2000 for insurance!

  8. #7
    Join Date
    Jun 2014
    Posts
    237
    Thanks
    80
    Thanked
    50
    Reviews
    0
    I'm with BUPA as I get a discount with them thru work. I have the top cover so that everything will be covered.

  9. #8
    Join Date
    Feb 2012
    Posts
    3,521
    Thanks
    1,318
    Thanked
    1,574
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Bandit is that the fertility Centre? I go to the one in QLD. You don't need private health with them

  10. #9
    Join Date
    Jan 2013
    Posts
    354
    Thanks
    101
    Thanked
    94
    Reviews
    0
    We also have top cover with BUPA. So I was pretty annoyed that they don't recognise Genea as a hospital so we got next to nothing back.
    Top cover doesn't always mean the best benefits unfortunately.


    Me 39 DF 35
    DD ICSI April 2011
    DD natural November 2013

  11. #10
    Join Date
    Jun 2014
    Posts
    237
    Thanks
    80
    Thanked
    50
    Reviews
    0
    Quote Originally Posted by GreenMoon View Post
    We also have top cover with BUPA. So I was pretty annoyed that they don't recognise Genea as a hospital so we got next to nothing back.
    Top cover doesn't always mean the best benefits unfortunately.


    Me 39 DF 35
    DD ICSI April 2011
    DD natural November 2013
    Yep. That's why I did my homework when I swapped from NIB to BUPA to make sure where I was going and what I needed was covered 😊


 

Similar Threads

  1. Personal insurance (life insurance / disability insurance)
    By Night Owl in forum Family Finances
    Replies: 6
    Last Post: 18-06-2013, 23:52
  2. Insurance
    By JessicaBailey in forum Family Finances
    Replies: 1
    Last Post: 24-01-2013, 10:23
  3. Car Insurance
    By IndieBelle in forum General Parenting Tips, Advice & Chat
    Replies: 3
    Last Post: 22-01-2013, 10:35

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Shapland Swim Schools
Shapland's at participating schools offer free baby orientation classes once a month - no cost no catches. Your baby will be introduced to our "natural effects" orientation program develop by Shapland's over 3 generations, its gentle and enjoyable.
sales & new stuffsee all
The Health Hub
Give a new mum a fitness boost for Christmas & New Year. Studio-based, small group training sessions - cardio, strength, core, Pilates & boxing. Choice of 16 hrs per week, flexible-arrival feature - bubs & kids welcome! Gift vouchers available.
featured supporter
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!