Closed Thread
Page 7 of 93 FirstFirst ... 567891757 ... LastLast
Results 61 to 70 of 921
  1. #61
    Join Date
    Mar 2013
    Location
    Sydney
    Posts
    2,199
    Thanks
    2,686
    Thanked
    3,365
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by bel2466 View Post
    Great news Mieke, glad bub is growing strong, hope the MS settles soon!

    Another question ladies...my health fund told me they will rebate on some of the ivf costs that are incurred as a day patient eg. at egg collection but they need an itemised receipt with item numbers? Is this right? Will WFC provide this for me? Is it much of a rebate? Sorry for the 20 qu's I'm trying to roughly budget for our out of pocket expenses TIA xx
    You will pay the $$ before you pick up your meds. Then on the day of transfer you will receive an itemised receipt from WFC.

    I don't know anything about the rebates from the private insurance. But you will get medicare rebates. It depends on how you are paying for it though. I know there is a way that you pay less, and WFC claims the medicare rebate. But each cycle costs about $1100 or so.

    We have always paid the money up front (hefty $4k) and then claimed the rest back when we get the itemised receipt. It's hard having the $4k in the first instance, but our first cycle we got everything back except about $1500 and then on the subsequent cycles it only cost us $290 odd (more if you have lucrin or hgh) as we had reached the medicare threshold (which is calendar year, not tax year). Don't forget to register for family threshold with medicare for both you and DH if you hadn't already)

    I don't have full private health insurance for pregnancy, as all of the ob costs before the birth aren't covered and then you can still be out of pocket quite a bit for the birth. I've researched it and it's about $4k out of pocket for a private birth, on top of the extra $$ for the higher insurance cover. I can't really justify it for myself. I figure if I need to have extra care I'll just pay it out of pocket, the money is better sitting on my mortgage till I need it than in the insurance companies hand! My personal opinion though, not knocking you if you have it and can afford it!

  2. #62
    Join Date
    Aug 2012
    Posts
    3,148
    Thanks
    667
    Thanked
    926
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by Chiefsgirl View Post
    You will pay the $$ before you pick up your meds. Then on the day of transfer you will receive an itemised receipt from WFC.

    I don't know anything about the rebates from the private insurance. But you will get medicare rebates. It depends on how you are paying for it though. I know there is a way that you pay less, and WFC claims the medicare rebate. But each cycle costs about $1100 or so.

    We have always paid the money up front (hefty $4k) and then claimed the rest back when we get the itemised receipt. It's hard having the $4k in the first instance, but our first cycle we got everything back except about $1500 and then on the subsequent cycles it only cost us $290 odd (more if you have lucrin or hgh) as we had reached the medicare threshold (which is calendar year, not tax year). Don't forget to register for family threshold with medicare for both you and DH if you hadn't already)

    I don't have full private health insurance for pregnancy, as all of the ob costs before the birth aren't covered and then you can still be out of pocket quite a bit for the birth. I've researched it and it's about $4k out of pocket for a private birth, on top of the extra $$ for the higher insurance cover. I can't really justify it for myself. I figure if I need to have extra care I'll just pay it out of pocket, the money is better sitting on my mortgage till I need it than in the insurance companies hand! My personal opinion though, not knocking you if you have it and can afford it!
    Thanks Chiefsgirl, you are a wealth of knowledge!

  3. #63
    Join Date
    Aug 2013
    Location
    Sydney
    Posts
    65
    Thanks
    48
    Thanked
    24
    Reviews
    0
    Hi Bel,
    I have a PHI that covers IVF, but it usually covers only the fees for anesthetics required during egg collection. With WFC, this is covered by your cycle fees, so you don't need the PHI on top of it. Mine didn't, but I have heard some PHI gives you back a very limited amount (around $40, when your out of pocket was $200 or more) for some of your medicines that you chose to get extra (for example, WFC covers for Synarel, but I chose to use Luprin and that cost me $200). But most PHI don't cover those medicines either. So while you are at WFC, having a PHI is not required at all. Hopefully I can use my PHI for the ob cost when I eventually fall pregnant, but as Chiefsgirl said, going private may not be that cheap after all, so I might end up not using it at all!

    I am another example who had a freeze all - last November on my first IVF cycle. I am starting my first FET this month, so keeping my fingers crossed.

    Wickets, sorry for your loss, and congratulations on your baby girl.

    Everyone else, I was keeping myself low past few weeks, as I wanted to not think too much about TTC, so kept myself busy in the festivities instead. Back to the bandwagon now, but still cautious about not getting too excited IYKWIM.

    Good luck to those who are TTC, and those who are nearly there..

  4. The Following User Says Thank You to mumnetqn For This Useful Post:

    bel2466  (10-01-2014)

  5. #64
    Join Date
    Aug 2012
    Posts
    3,148
    Thanks
    667
    Thanked
    926
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Thank you Mumnetqn, I won't hold my breath for too much rebate back from PHI then, but good to know how it works anyway! We went private for DS which was a good experience, then decided to go public with my second pregnancy and had a poor experience so we have decided to go private again purely for the fact we will have continuity of care with an OB that I trust for the whole pregnancy and birth. I know that there are good and bad experiences with both public and private care but after what I went thru I think I would only feel comfortable with the OB that delivered my son.
    How are the Jan cyclers going ? X

  6. #65
    Join Date
    Nov 2013
    Posts
    909
    Thanks
    147
    Thanked
    388
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    I'm just wondering what happens if my egg collection is on a Monday the day 5blasts will be a sat except WFC don't do sat or sun so will they keep growing them till Monday or???


    Me 26, DH 30
    TTC 4yrs
    Mild pco
    Mild endo
    Lap done 9/13
    4rounds of clomid with BFN
    5th cycle of clomid chemical pregnancy

    Starting IVF jan 2014@ WFS

  7. #66
    Join Date
    Aug 2012
    Posts
    3,148
    Thanks
    667
    Thanked
    926
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by miissalina View Post
    I'm just wondering what happens if my egg collection is on a Monday the day 5blasts will be a sat except WFC don't do sat or sun so will they keep growing them till Monday or???


    Me 26, DH 30
    TTC 4yrs
    Mild pco
    Mild endo
    Lap done 9/13
    4rounds of clomid with BFN
    5th cycle of clomid chemical pregnancy

    Starting IVF jan 2014@ WFS
    I thought they were open for transfers 7 days a week but perhaps I'm wrong?

  8. #67
    Join Date
    Aug 2013
    Location
    Hammondville
    Posts
    71
    Thanks
    54
    Thanked
    20
    Reviews
    0
    Quote Originally Posted by miissalina View Post
    I'm just wondering what happens if my egg collection is on a Monday the day 5blasts will be a sat except WFC don't do sat or sun so will they keep growing them till Monday or???


    Me 26, DH 30
    TTC 4yrs
    Mild pco
    Mild endo
    Lap done 9/13
    4rounds of clomid with BFN
    5th cycle of clomid chemical pregnancy

    Starting IVF jan 2014@ WFS
    I had my transfer on a Saturday.

    Mieke


    Sent from my iPhone using The Bub Hub mobile app

  9. #68
    Join Date
    Nov 2013
    Posts
    909
    Thanks
    147
    Thanked
    388
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Maybe I'm wrong lol
    I got from somewhere that they were closed over the weekend or maybe that's for egg collection 😊


    Me 26, DH 30
    TTC 4yrs
    Mild pco
    Mild endo
    Lap done 9/13
    4rounds of clomid with BFN
    5th cycle of clomid chemical pregnancy

    Starting IVF jan 2014@ WFS

  10. #69
    Join Date
    Aug 2013
    Location
    South Penrith
    Posts
    546
    Thanks
    281
    Thanked
    212
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    My collection was Monday and transfer Saturday too.

  11. #70
    Join Date
    Nov 2013
    Posts
    909
    Thanks
    147
    Thanked
    388
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Thanks ladies I was starting to count days and thinking what if but it's good to know they still transfer over the weekend


    Me 26, DH 30
    TTC 4yrs
    Mild pco
    Mild endo
    Lap done 9/13
    4rounds of clomid with BFN
    5th cycle of clomid chemical pregnancy

    Starting IVF jan 2014@ WFS


 

Similar Threads

  1. Anyone going to WFC (Westmead) #3
    By wickets in forum IVF
    Replies: 930
    Last Post: 20-12-2013, 14:42
  2. Westmead (WFC)
    By Hope2014 in forum IVF
    Replies: 1
    Last Post: 20-11-2013, 13:51
  3. Anyone going to WFC (Westmead) #2
    By JemJems in forum IVF
    Replies: 760
    Last Post: 23-04-2013, 07:27

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Bamboo Lulu
Unique, non-toxic wooden eco toys for babies. Water-based paints, saliva-resistant & baby safe. Super soft, prints & basics for baby, made from bamboo & organic cotton. Hypoallergenic - great for eczema relief. FREE gift with purchase. Code BUBHUB
sales & new stuffsee all
True Fairies
True Fairies is the first interactive website where children can engage and speak with a real fairy through the unique webcam fairy portal. Each session is tailored to the child, and is filled with enchantment and magic.
Visit website to find out more!
featured supporter
Heinz Baby Basics
Our BPA Free range offers you a choice for every stage of your baby’s feeding development. You’ll love our brilliant colours, inspired designs and innovative features. Heinz Baby Basics caters for your baby’s needs!
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!