I'm wanting to help my partner with budgeting in the coming year. Wit bills coming in more often here now, he is really stressing out.
I'm looking for what is the best way to pay per month on bills.
Would it be best to take the last 12 months of bills, add it all up then divide by 12 and use that as a monthly savings target?
Or is it best to go with the average usage by month? So the average between last January (2012) and this year's January(2013), then February - February?
Just looking at how much he will need to put aside each week so he isn't stressing each time a bill comes in.