+ Reply to Thread
Results 1 to 8 of 8
  1. #1
    Join Date
    May 2013
    Location
    Westmeadows
    Posts
    154
    Thanks
    26
    Thanked
    12
    Reviews
    0

    Default info on getting a personal loan

    Hello all

    does anyone know where in Melbourne we can get a personable loan from with no credit checks?
    the fiance and I are in a bad situation at the moment and have been given a warming of an eviction notice. were so scared especially with bubs no the way we can't be living in the the car. thanks everyone

  2. #2
    Join Date
    Jul 2008
    Posts
    1,237
    Thanks
    17
    Thanked
    267
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Without attracting ridiculously high interest I do not know. Have you contacted the salvos? They have financial planners that can help you out or point you in the direction of people who can.

  3. #3
    Join Date
    Jan 2008
    Location
    perth SOR
    Posts
    2,265
    Thanks
    50
    Thanked
    199
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    As far as I know the only places that do that sort of loan ask for a pay slip to show income and then loan you the money at a very high interest rate which defeats the purpose if your using the money to get out of financial trouble. Unless your going to be coming into some money soon that enables you to pay the loan back in full you won't be any better off.

  4. #4
    Join Date
    Oct 2010
    Posts
    1,106
    Thanks
    455
    Thanked
    455
    Reviews
    14
    Achievements:Topaz Star - 500 posts
    Even high interest rate places should check credit rating. They generally put you in an even worse position. As mentioned above have you tried salvos or other similar agencies?

  5. #5
    Join Date
    Aug 2008
    Posts
    5,279
    Thanks
    2,361
    Thanked
    2,023
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    When you say eviction warning notice, do you mean to remedy your arrears or are you last that?

    I agree with PP's- the Salvation Army can usually help with emergency rent, financial counselling and I'm not sure on their policy or requirements but a no interest loan scheme in some states.

  6. #6
    Join Date
    Jan 2008
    Posts
    8,245
    Thanks
    1,772
    Thanked
    2,017
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a weekBusiest Member of the Week - Most posts for the week ended 19/6/2014
    There are the NAB step up loans for low income earners. Whilst they still most likely would perform a credit check, they are more lenient when it comes to past bad credit.
    Other than that if you are in receipt of any Centrelink payments you could look at taking advances on those.

    Sent from my GT-I9505 using The Bub Hub mobile app

  7. #7
    Join Date
    Feb 2010
    Posts
    631
    Thanks
    252
    Thanked
    222
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    It depends why you don't want them do a credit check, step up loans will accept paid defaults. Fair loans will accept defaults paid or unpaid up to $1000. Neither are an easy/accept all option, step up loans take about 2 weeks to go through the process I believe. Fair loans will go through 3 months bank statements and have you write up a budget, they only offer 12 months loan terms so the repayments on the maximum amount of $3000 is $70 a week.

  8. #8
    Join Date
    Mar 2007
    Location
    South East QLD
    Posts
    4,034
    Thanks
    3,349
    Thanked
    1,623
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We were in a bad spot last year and I reached out to St Vincent de Paul. They put me in touch with another organisation who massively helped with rental payments.

    They were so nice and just wonderful to talk to.

    I'd recommend them over any quick finance option any day.



    Sent from my GT-I9100T using The Bub Hub mobile app


 

Similar Threads

  1. Question about getting a car loan
    By maple09 in forum Single Parents
    Replies: 6
    Last Post: 13-12-2013, 08:35
  2. Fixing a home loan.
    By LoveLivesHere in forum General Chat
    Replies: 0
    Last Post: 05-09-2013, 10:11
  3. Replies: 52
    Last Post: 31-12-2012, 20:30

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
sales & new stuffsee all
Carmel's Beauty Secrets
7 Day Nail Growth Boosting Method Carmel's Beauty Secrets
The Nail Growth Boosting Method, will help transform your nails in just 7 days. You will also notice a big difference in their strength. It's so easy and only needs to be performed once a month.
Get your Nail Growth Boosting Method at the link below.
featured supporter
Transition into Parenthood / Calmbirth Sydney
Julie's Transition into Parenthood and Calmbirth courses for pregnant couples will get you ready, prepared and organised for the wonderful birth of your beautiful new baby. Birth Support Doula training provided in 2017 open to all. Call 0401 265 530
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!