DH and I upgraded our PH insurance in July this year with the view to TTC next year. There is a 12 month waiting period on the pregnancy and birth services.
SO what I am wondering is, do we need to wait until the 12 month mark to have our FIRST consult with a private OB (6-10 weeks), or is it just the due date that should be (well past) the 12 month mark?
How to OBs generally bill - is it for each consult or one bill at the end?
Just trying to figure out when we're safe to start trying - our first happened first go, so although it might take time, it might not...