I have the FF attached to my Everyday Rewards and get an email every month with the points I've have. I wait until I have about 7500 points then use that to get a $50 woolies wish card. Usually get 2 a year, so $100 just for doing my regular shopping. Then I use it to buy more groceries. I do the same with flybuys but convert to flybuy dollars for when I shop at Coles.