We have never had a credit card and have never even looked into one.
We are considering getting one to help save interest on our mortgage but I have no idea how they work!
The one we are looking at has an interest free period of 62 days but you have to pay a minimum monthly amount.
So say if we used it to purchase all our groceries, pay bills etc would we have to repay what we spent at 30 days or 62 days?
I hope this makes sense to someone because I am so confused
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