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  1. #1
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    Default Any private health companies with no waiting period?

    As the question states. I need PHI for mainly physio and chiropractic. Bonuses like massage would be nice to but I don't want to wait.

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  2. #2
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    Pretty much all PHI have some sort of waiting period tbh. Maybe google and for to the website of all the big ones and see if any of them have any deals on atm where they wave the waiting period for extras? Good luck!

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    I would speak to them directly and ask if they would waive the waiting period if you joined with them.

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    Some waive the waiting period at times but I haven't seen an ad like that for a long time.

  5. #5
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    I just cancelled all of my extras and now have basic hospital as it was not worth it. The ridiculous amount I was paying in family cover was not worth it got the $200 per person for extras like Chiro. I just pay now and we are better off, especially as I am not pregnant any more. We only use dental, Chiro, optical, and occasionally physio though. Do some serious number crunching before paying take into account waiting periods as well.

  6. #6
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    I think alot of them waive the 2 & 6 months wait for extras if u sign up and set up a direct debit. Two of the bigger companies I enquired with did that


 

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