+ Reply to Thread
Page 13 of 20 FirstFirst ... 31112131415 ... LastLast
Results 121 to 130 of 193
  1. #121
    Join Date
    Feb 2013
    Posts
    1,146
    Thanks
    251
    Thanked
    371
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Quote Originally Posted by beebs View Post
    People receive FTB when they are working, it isn't welfare, it is people receiving their end of year tax fortnightly instead of at the end of the year.

    There is a huge difference between people never ever working and claiming the dole forever, and people who are working and receiving FTB??
    Exactly my point.

  2. #122
    Join Date
    Oct 2007
    Posts
    22,848
    Thanks
    6,200
    Thanked
    16,892
    Reviews
    10
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    Bubhub Blogger - Thanks100 Posts in a week
    I think it's important to remember it's not just those on payments who may be living beyond their means and continuing to have children they can't afford. There are families out there where dad earns a good income, mum is at home and may or not get FTB and due to poor financial decisions they are really struggling. This might include over extending themselves on a mortgage, buying heaps of crap, etc.

    I think some are automatically assuming that it's only 'dole bludgers' that fit this category. As I said earlier, for me it isn't about income, it's how you are doing financially. You can have a family living well within their means on 40k and a family on 80k that just spend and spend and are actually worse off from bad financial decisions. In this case I would say the 80k family who are about to default on their mortgage should be having a child less than the 40k family with savings.

  3. The Following 8 Users Say Thank You to delirium For This Useful Post:

    Amiedoll  (21-10-2013),atomicmama  (20-10-2013),Ffrenchknickers  (20-10-2013),Gandalf  (20-10-2013),LoveLivesHere  (20-10-2013),Mokeybear  (23-10-2013),peanutmonkey  (20-10-2013),Rose&Aurelia&Hannah  (20-10-2013)

  4. #123
    Join Date
    Jul 2008
    Posts
    21,647
    Thanks
    15,091
    Thanked
    11,255
    Reviews
    14
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    Busiest Member of the WeekBusiest Member of the Week - week ended 5/2/14Busiest Member of the Week - week ended 31/10/14Busiest Member of the Week - week ended 24/10/14Busiest Member of the Week
    Quote Originally Posted by delirium View Post
    I think it's important to remember it's not just those on payments who may be living beyond their means and continuing to have children they can't afford. There are families out there where dad earns a good income, mum is at home and may or not get FTB and due to poor financial decisions they are really struggling. This might include over extending themselves on a mortgage, buying heaps of crap, etc.

    I think some are automatically assuming that it's only 'dole bludgers' that fit this category. As I said earlier, for me it isn't about income, it's how you are doing financially. You can have a family living well within their means on 40k and a family on 80k that just spend and spend and are actually worse off from bad financial decisions. In this case I would say the 80k family who are about to default on their mortgage should be having a child less than the 40k family with savings.
    Well said.

  5. The Following User Says Thank You to LoveLivesHere For This Useful Post:

    babybabycakes  (20-10-2013)

  6. #124
    Join Date
    Jul 2011
    Location
    Melbourne
    Posts
    5,005
    Thanks
    1,052
    Thanked
    3,524
    Reviews
    1
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Quote Originally Posted by delirium View Post
    I think it's important to remember it's not just those on payments who may be living beyond their means and continuing to have children they can't afford. There are families out there where dad earns a good income, mum is at home and may or not get FTB and due to poor financial decisions they are really struggling. This might include over extending themselves on a mortgage, buying heaps of crap, etc.

    I think some are automatically assuming that it's only 'dole bludgers' that fit this category. As I said earlier, for me it isn't about income, it's how you are doing financially. You can have a family living well within their means on 40k and a family on 80k that just spend and spend and are actually worse off from bad financial decisions. In this case I would say the 80k family who are about to default on their mortgage should be having a child less than the 40k family with savings.
    Totally agree but I don't think anyone has said otherwise unless I missed it? It's about what you can afford not how much gross income you get.

  7. #125
    Join Date
    May 2012
    Posts
    487
    Thanks
    321
    Thanked
    266
    Reviews
    0
    Is this question really as complicated as some are making it out to be?? My answer is - NO. You shouldn't even be considering having more children if you are struggling to provide for the one's you have. Commonsense really (or maybe not for some).

    I realise unplanned pregnancies are always going to occur and obviously if support is needed in this circumstance then it should be provided. However, I believe to actively TTC when you are struggling financially is purely selfish.

  8. The Following 2 Users Say Thank You to Star Light For This Useful Post:

    Rose&Aurelia&Hannah  (21-10-2013),sweetpeamummy  (20-10-2013)

  9. #126
    Join Date
    Apr 2012
    Posts
    2,058
    Thanks
    2
    Thanked
    310
    Reviews
    2
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I grew up in a poor house hold. Whilst we always had shelter and food ( looking back it wasn't very nutritional just something to fill the hole) there was also alot we missed out on because we didn't have the cash, which included essentials like proper uniforms and school supplies.

    We were reliant on handouts. Whilst it was because of a relationship break up ( so unforeseen) I do feel once my sister and I were at school mum should have gone back to work full time.

    She still is relying on handouts and hardly making ends meet and has gone without essential needs ( ie picking healthier option for food) just because she can't afford it ( note she now has a medical condition where she should be eating right but due to lack of funds doesn't )

    So in response to the OP question based on my own experiences I believe that you shouldn't rely on handouts as its, and especially shouldn't have more children if you really can't afford them.
    I believe it's creating a poverty / welfare depended cycle that is hard to get out of. I'm free after working my but off my my sister is still repeating history.

    I believe allowing people to rely on handouts is cruel and picking on the already vulnerable. it doesn't help people to break the cycle and be dependent, also when the kids grow up the handouts dry up leaving you in a worse situation and relying on other handouts.

    What do i mean by the statement above? I know a girl who has 6 kids with her partner, he is partly indigenous so she has led me to believe they get higher rates of handouts because of this ( have no factual evidence going off her word only). They make more from handouts and benefited ( meaning subsidised housing, transport, health care cards etc) each week that my husband and I - and we are on above average wages.
    I was ****ed at first that I'm working my butt off but then it occurred to me- they make more now but in 18 years time their youngest will become an adult and they will loose most of their current "income". They will be relying on newstart and won't have their own place, where when our youngest turns 18 DH and I will still have the same income ( and have another 15-20 years earring that income), and should have our own house paid off.

  10. The Following User Says Thank You to Plan2bamummy For This Useful Post:

    cassieh  (20-10-2013)

  11. #127
    Join Date
    May 2006
    Posts
    10,012
    Thanks
    14,124
    Thanked
    7,612
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Awards:
    100 Posts in a week
    I wouldn't have put it quite like that, but i agree with you. I don't think people should be actively TTC when they can't afford it. But if accidents happen, then it is good that there is support if needed etc.

    Quote Originally Posted by Star Light View Post
    Is this question really as complicated as some are making it out to be?? My answer is - NO. You shouldn't even be considering having more children if you are struggling to provide for the one's you have. Commonsense really (or maybe not for some).

    I realise unplanned pregnancies are always going to occur and obviously if support is needed in this circumstance then it should be provided. However, I believe to actively TTC when you are struggling financially is purely selfish.

  12. #128
    Join Date
    Jul 2011
    Posts
    3,525
    Thanks
    1,890
    Thanked
    2,539
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by kw123 View Post
    In saying they don't "need" it to raise a child. They wouldn't be bankrupt without it.

    I am certain from your other posts that you are intelligent enough to know the difference between someone not working and having NO income apart from Centrelink benefits, and someone who earns their own income but receives one $7.5k rebate from the Govt to help with childcare costs.

    I was simply trying to make a point that its not that black & white, in that someone who is totally reliant on benefits is so distinguishable from someone who only partly relies on benefits.

    I think a big point in this whole discussion is that children are our responsibility for 18+ years. Anything can change at any time during that time and does for many. Being able to provide the basics at the start when they're babies doesn't necessarily mean one will be able to in 6 months, 2 years, 5 years from now. I was very lucky I had savings when my ex and I split when I was pregnant, otherwise I would certainly have been in the situation if relying totally on government benefits, BUT, that doesn't mean it would have been that way forever and heaven forbid I would have been told I should abort my baby because I no longer had my ex's financial stability.

    But yes I do know the topic is about being able to afford the basics at the time someone decides to conceive and I don't know why anyone would make such a decision, however it really is an arbitrary kind of question which is why I was pointing out the difficulty and dynamic nature of financial stability. It's not that I didn't understand your points kw. Just coming from a different angle

  13. The Following User Says Thank You to Ellewood For This Useful Post:

    kw123  (20-10-2013)

  14. #129
    Join Date
    Oct 2007
    Posts
    22,848
    Thanks
    6,200
    Thanked
    16,892
    Reviews
    10
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    Bubhub Blogger - Thanks100 Posts in a week
    Quote Originally Posted by kw123 View Post
    Totally agree but I don't think anyone has said otherwise unless I missed it? It's about what you can afford not how much gross income you get.
    Pretty much all the discussion has been about people on payments. I just thought it was important to point out that it's how you handle your money as much as how much you earn.

    But I do somewhat agree that living solely off payments with no end plan, and continuing to have child after child is a really bad idea.

  15. #130
    Join Date
    Jan 2006
    Location
    Qld
    Posts
    26,930
    Thanks
    2,736
    Thanked
    6,743
    Reviews
    2
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Jeez HW, have I done something to p*ss you off?

    You're reading far too deeply into my posts, and surely it's not difficult to see that what I was saying isn't about you and your situation.

    I'll make it a bit more black-and-white to make it easier to understand:

    *Couple A don't work. They have no plans to work. They live in public housing and barely scrape by each week. Some weeks, they have to get charity assistance just to feed their kids. They decide to have another baby.

    *Couple B don't work. One half was working full-time while the other studied to better their job prospects. The working half of the couple was made redundant shortly after finding out they're expecting another child.

    Couple A are the idiots. Couple B have just found themselves in a tricky situation.

    Does that make it a bit clearer?

  16. The Following 3 Users Say Thank You to SassyMummy For This Useful Post:

    Blessedwith3boys  (20-10-2013),cassieh  (20-10-2013),LaDiDah  (23-10-2013)


 

Similar Threads

  1. Spin off; how do you teach your children gratitude
    By Zombie_eyes in forum General Chat
    Replies: 14
    Last Post: 19-08-2013, 17:54
  2. Replies: 156
    Last Post: 10-05-2013, 07:01
  3. what do you provide when children are at their dads
    By PurpleMumma in forum Single Parents
    Replies: 31
    Last Post: 30-01-2013, 13:21

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Softmats
With so many amazing reversible designs, the soft and cushioned Premium Bubba Mats are the perfect space for all the family. Not only do they look fantastic; you can also enjoy the quality and comfort for years to come.
sales & new stuffsee all
True Fairies
True Fairies is the first interactive website where children can engage and speak with a real fairy through the unique webcam fairy portal. Each session is tailored to the child, and is filled with enchantment and magic.
Visit website to find out more!
featured supporter
Vibe Natural Health
Your natural health care team for fertility, pregnancy, post natal and family health care. Our Naturopaths, Doctors, Osteopaths, Acupuncturists, Psychologists,Nutritionists, Pilates, & Massage specialise in women & children's health and wellbeing.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!