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  1. #21
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    Done ladies.

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  3. #22
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    Quote Originally Posted by Miados2007 View Post
    Def meal plan. Use leftovers as well. Go back to basics with everything, cleaning, cooking ect. Replace light bulbs with energy efficient ones. Only do full loads of washing, buy in bulk if you can I know a good website for this but don't know if your allowed to post it on this forum incase its advertising? but pm me if you want it I save a packet on everything from wash powder to kids lunchbox stuff.

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    Can you PM it to me too please .

  4. #23
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    me too please (sorry) x

  5. #24
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    Just thought I'd tell you the things I do to budget and save (I do earn more than $600 a week though as I said earlier I work part time.)

    Firstly my bills I have gone through and worked out roughly how much they cost me yearly then divided it by 26 and BPay that amount every fortnight (I can select to do this automatically through my bank). I also do the same with rent. Often I'm in credit on my bills.

    In QLD (not sure of other states) you can get a discount with PPS card on rego, electricity, phone bill (home with Telstra ... I don't have this) and also train tickets. (Plus a whole bunch of other discount if you do get ahead and are in need of entertainment).

    I also started a saver plus program where the smith family matches me dollar for dollar up to $500. There's eligibility involved in that one though.

    I needed a new fridge when I first moved out cos my ex got it in the split. As all my money was earmarked for surgery I decided to buy a brand new one from Harvey Norman. It's over interest free and I pay well above what I need to. I'll have it paid off 5 months before the free interest period runs out. With this card I also was able to be part of a rewards program. I put everything single cent I spend as well as any that I can BPay and I pay it off straight away so I never pay interest but I receive rewards. I just ordered $100 of Coles/myers cards which I will put towards that fortnight of groceries when they come.

    It's only me and my 2 boys who I have for 10 nights a fortnight. I budget $150 a fortnight but seldom spent it all. DS2 is still in nappies and I buy home brand from woolies which I think are great for him. Not a single leak yet. I used to only buy Huggies. He also gets provided with nappies at his day care so that helps the cost there. Woolworths select fragranced wipes I find smell and feel beautiful. They are much cheaper than Huggies or J&J both of which were the only brands I ever used on DS1. I wish I'd found the select ones sooner.

    I budget EVERYTHING and I also meal plan. If I buy meat in bulk or make something in bulk (like salmon patties) I section them into single serves in my freezer so I can just get out what is needed for dinner the night before to defrost in the fridge. This also stops me from being slack and buying dinner which costs me much more. If I'm not working during the day I'll also cut up the veg for dinner and store it in a container with water so I'm prepped for that busier time of night.

    I always make my kids lunches and the only thing I don't make from scratch is crackers. If they are on sale I'll buy a big box and section them into Tupperware containers. They never have individual packet food as I can't justify spending extra money on rubbish. I rather buy it in a single box and section it myself.

    Any biscuits, slices, cakes or muffins I always home make from scratch. I do this as often I can just whip something up with things I already have in the pantry (my boys were so stoked to have jam drops last week.)

    I don't waste anything either. I make dinners for myself and freeze extra portions for lunches. I've also made banana bread out of bananas that were overripe and I recently bought yoghurt when it was on sale and chucked one in the freezer (again I buy the big ones and section into containers). When I defrosted the tub from the freezer it was super runny so rather than waste it I chucked it into Ice-cream moulds in the freezer and my boys have been enjoying frozen yoghurt blocks.

    Any cloths I use that get a bit doggy in the kitchen I wash and reuse as bathroom/toilet/floor spill cleaners.

    I borrow DVDs from my sister and swap books with ladies at work as I have a huge bookshelf full from when I was married.

    Oh I also buy the cheap milk as I can't see a difference and the only thing I'm a 'brand snob' about is devondale dairy soft butter. But I also buy home brands blocks of butter for cooking so I don't waste the good stuff!! Once a month I also challenge myself to eat from home only shopping for milk & fruit. I don't even buy veges in these weeks as we often just have frozen peas. If we can do this I splash out with the money saved for a nice breakfast/dinner/cake with the boys as a treat. I pack snacks when we go shopping as my kids always get hungry and want something and there's no way I'm blowing a crudload of money on one donut when they could have a delicious muffin or baked thing from home for a fraction of the cost.

    I've probably bored everyone already. I could add more if you'd like me to but I really do rattle in a bit I'm sorry. I actually get excited about budgeting & saving money. I'm a bit strange like that!!

    I took a pump of morphine midway through this too so sorry if bits don't make sense ... Lol

    Just went through and correct my errors ... Man I was spinny!! Haha
    Last edited by Theboys&me; 15-10-2013 at 15:35.

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  7. #25
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    HugsBunny is offline Once upon a time there was a bunny.........
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    Quote Originally Posted by Theboys&me View Post
    Just thought I'd tell you the things I do to budget and save (I do earn more than $600 a week though as I said earlier I work part time.)

    Firstly my bills I have gone through and worked out roughly how much they cost me yearly then divided it by 26 and BPay that amount every fortnight (I can select to do this automatically through my bank). I also do the same with rent. Often I'm in credit on my bills.

    In QLD (not sure of other states) you can get a discount with PPS card on rego, electricity, phone bill (home with Telstra ... I don't have this) and also train tickets. (Plus a whole bunch of other discount if you do get ahead and are in need of entertainment).

    I also started a saver plus program where the smith family matches me dollar for dollar up to $500. There's eligibility involved in that one though.

    I needed a new fridge when I first moved out cos my ex got it in the split. As all my money was earmarked for surgery I decided to buy a brand new one from Harvey Norman. It's over interest free and I pay well above what I need to. I'll have it paid off 5 months before the free interest period runs out. With this card I also was able to be part of a rewards program. I put everything single cent I spend as well as any that I can BPay and I pay it off straight away so I never pay interest but I receive rewards. I just ordered $100 of Coles/myers cards which I will put towards that fortnight of groceries when they come.

    It's only me and my 2 boys who I have for 10 nights a fortnight. I budget $150 a fortnight but seldom spent it all. DS2 is still in nappies and I buy home brand from woolies which I think are great for him. Not a single leak yet. I used to only buy buggies. He also gets provided with nappies at his day care so that helps the cost there.

    I budget EVERYTHING and I also meal plan. If I buy meat in bulk or make something in bulk (like salmon patties) I section them into single serves in my freezer so I can just get out what is needed for dinner the night before to defrost in the fridge. This also stops me from being slack and buying dinner which costs me much more. If I'm working during the day I'll also cut up the veg for dinner during and store it in a container with water so I'm prepped for that busier time of night.

    I always make my kids lunches and the only thing I don't make from stealth is crackers. If they are on sale I'll buy a big box and section them into Tupperware containers. They never have individual packet food as I can't justify spending extra money on rubbish. I rather buy it in a single box and section it myself.

    Any biscuits, slices, cakes or muffins I always home make from scratch. I do this as often I can just whip something up with things I already have in the pantry (my boys were so stoked to have jam drops last week.)

    I don't waste anything either. I make dinners for myself and freeze extra portions for lunches. I've also made banana bread out of bananas that were overripe and I recently bought yoghurt when it was on sale and chucked one in the freezer (again I buy the big ones and section into containers). When I defrosted the tub from the freezer it was super runny so rather than waste it I chucked it into I've-cream moulds and my boys have been enjoying frozen yoghurt blocks.

    Any choices I use that get a bit dogg I wash and reuse as bathroom/toilet/floor spill cleaners.

    I borrow DVDs from my sister and swap books with ladies at work as I have a huge bookshelf full from when I was married.

    Oh I also buy the cheap milk as I can't see a difference and the only thing I'm a 'brand snob' about is devondale dairy soft butter. But I also buy home brands blocks of butter for cooking so I don't waste the good stuff!! Once a month I also challenge myself to eat from home only shopping for milk & fruit. I don't even buy veges in these weeks as we often just have frozen peas. If we can do this I splash out with the money saved for a nice breakfast/dinner/cake with the boys as a treat. I pack snacks when we go shopping as my kids always get hungry ANC want something and there's no way I'm blowing a crudload of money in one donut when they could have a delicious muffin or baked thing from home for a fraction of the cost.

    I've probably bored everyone already. I could add more if you'd like me to but I really do rattle in a bit I'm sorry. I actually get excited about budgeting & saving money. I'm a bit strange like that!!

    I took a pump of morphine midway through this too so sorry if bits don't make sense ... Lol
    You are my hero *bows to the master*

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  9. #26
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    Quote Originally Posted by Miados2007 View Post
    Def meal plan. Use leftovers as well. Go back to basics with everything, cleaning, cooking ect. Replace light bulbs with energy efficient ones. Only do full loads of washing, buy in bulk if you can I know a good website for this but don't know if your allowed to post it on this forum incase its advertising? but pm me if you want it I save a packet on everything from wash powder to kids lunchbox stuff.

    Sent from my GT-I9505 using The Bub Hub mobile app
    Could you pm me as well please?

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  10. #27
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    All the best for a speedy recovery theboysandme x

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  12. #28
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    HugsBunny - I wasn't trying to be a master of it. It's just what I do. Like I said a get a kick out of budgeting and saving ... Much like I used to out of shopping when I was married funnily enough ! Jakarta
    Last edited by Theboys&me; 15-10-2013 at 15:37.

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  14. #29
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    Omg I have so much editing to do tomorrow when I'm not so drowsy!

  15. #30
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    Do u mind pm'ing me the address too pls midas2007

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