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  1. #1
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    Default Help with renting a house?

    So my partner and i want to rent our first house. We have lookes for ages and weve actually put in a few applications but never got approved Then we realised that we cant afford a bond and things like our own fridge, couch, washing machine etc. Plus the 3 or 4 weeks rent on top of the bond :/ We have tried to apply for housing comission twice but both times we didnt have enough of what they wanted.
    We tried for a bond loan but because i have more than the maximum amount of savings they think i can pay for it myself? Isnt it called savings for a reason?
    I cant keep living where i am. A cramped 3 bedroom house with 4 adults and a child plus im pregnant Does anyone know what i can do or who i can talk to/see about this im out of ideas at the moment as there doesnt seem to be much help for people in my situation in Brisbane.

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  2. #2
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    Have you tried seeing a social worker at centrelink? I have heard they can be helpful and they may be able to point you in the right direction.

    What types of places are you applying for?

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  3. #3
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    I don't know much about it, but maybe have a look at NDRA scheme.

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    I see you are in brisbane, contact your local housing commision and ask for an appt with the rent connect department, they help people like yourselves who have no rent history or bad rent history etc...
    But with the bond loan you may have to pay the bond out of your savings, yes it is savings but isn't it worth it to get your own place?

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    mrswhitehouse  (12-10-2013)

  6. #5
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    Quote Originally Posted by RoseBetweenTheThorns View Post
    I see you are in brisbane, contact your local housing commision and ask for an appt with the rent connect department, they help people like yourselves who have no rent history or bad rent history etc...
    But with the bond loan you may have to pay the bond out of your savings, yes it is savings but isn't it worth it to get your own place?
    Yes it is worth it but then im left with like $400 to my name partner has no savings either.

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    Have Department of Housing offered you any information on other housing organisations?
    Have a google of SAAP accommodation. There are a fair few providers in Brisbane, it just depends on your circumstance.
    Are you guys young? If you are 21 or under you could apply with Youth Housing Project.

    To go private, you might just have to lower your standards to begin with. Apply for old run down houses or in areas like woodridge. Once you've built up some rental history it should become a bit easier to secure rentals in the future.

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    If you have money sitting there (savings), then you can pay the bond yourself! The criteria for housing etc are there for a reason, they are there for people that need to move but have NO money to move with.

    You'll also need to save more for furniture etc. Maybe you guys need to stay put for a few more months and strictly save up for what will be a massive expense.

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    Meld85  (12-10-2013)

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    I would use your savings for the bond, you will have to pay back the bond loan anyway

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    Quote Originally Posted by fluffykitty View Post
    Yes it is worth it but then im left with like $400 to my name partner has no savings either.

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    Not many people do have savings these days, so you are very very lucky.

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  12. #10
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    It all depends on your situation, are you both working? If so i don't think you would get housing commission. Look for private rentals as these are usually easier to gt, and yes savings are there for a reason, to pay for things you need, bond, furniture etc. You can ick up cheap furniture from op shops to start with


 

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