We are pleased to have onboard Nick Bregozzo of Debt Fix , who will be online regularly to answer the questions that have been posted in this section and give an expert response. Questions will be answered generally within 72 hours of posting.

We invite any and all questions on family finances, budgeting and getting out of debt.

We kindly ask that you check this section to see if a similar question has already been asked.

Once you have posted a question, only you and our experts can post in your thread - other members are not able to post in your thread.

It's not intended as a general viewer discussion area - if you would like responses from other viewers, please post in the relevant general forum area.

Thank you!