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  1. #1
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    Default Health insurance now that family is complete

    Ok so I am not 100% sure my family is complete but I know as bub grows older I will come to terms with it...

    So wondering which private health insurers anyone can recommend if you have changed cover so it no longer includes obstetrics and ivf but still covers all members of the family? I am currently with MBP and haven't even looked at what options they have yet (if any).

    I just want to get our premiums down a bit while still maintaining a decent level of cover. We currently have mid-level.

    Tia.

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    Subbing

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    If you're not sure, I wouldnt be changing it, you just never know what will happen in the future. If you dtd there is a chance of preg and I'd want to be covered just in case. Goodluck.

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    Quote Originally Posted by mrsoptomistic View Post
    If you're not sure, I wouldnt be changing it, you just never know what will happen in the future. If you dtd there is a chance of preg and I'd want to be covered just in case. Goodluck.
    Not really for us because we have to go through ivf for our babies. So if I did change my mind it would take quite a bit of planning and I wouldn't do it until this bub is around 2 so might as well save the $$$. If by some miracle we fell pregnant naturally in between I think I would just suck it up and go public.

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    But I am 99% sure we are done. And I probably won't change for another month or so until some of my hormones and emotions balance out and I can think with a much clearer mind. I just want to get started on researching my options...

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    Me too with the ivf, I even had my tubes tied, still cant bring myself to take obs off our policy (plus I have daughters and family cover, so in the unlikely event that dd1 gets pg at 15, id want her to be covered...) eek at the thought!


 

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