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  1. #81
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    I think some people are underestimating just how blardy clever some people can be with a tiny amount of money.

    My Mum and Dad raised 5 children on the sickness & disability benefit plus a bit of FTB. My dear old Dad became unexpectedly disabled and had no choice but to stop working. My mother needed to be home to care for him + the 5 of us so was unable to work for a time, although she is now working.

    They sent us to a private school (albeit with subsidised fees) and fed us a fairly nutritious diet. We didn't have fancy things, but we had EVERYTHING we needed plus a few small wants. They drove an old car, and we lived on the 'wrong' side of town. But we were always clean and tidy, so was our house and garden. And yes, they actually had a small amount of savings.

    This was all done on about $22000 in the late 90s early 00s, so not a large amount by any means, especially for a family of 7.

    ETA: Mum also sold some craft she made for about $500-1000/year, which she even declared to the ATO because they are such sticklers

    So anyway, just making the point that it is absolutely amazing what some clever budgeting can do.

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  3. #82
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    Wont let me edit my previous post. Weird.

    The edit was: I find it a strange notion because by that logic, people also shouldn't have the internet or foxtel or a car(unless they live in the middle of buttfrick) because they are "little luxuries" that people often give up for the big luxury of a holoday.

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  5. #83
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    I don't really think that people solely on benefits should be using taxpayer dollars to go on overseas holidays. No. I would consider a camping trip a little luxury, not trips to foreign countries. That's a big luxury that you should earn through working.

  6. #84
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    Quote Originally Posted by Jennybaby View Post
    I don't really think that people solely on benefits should be using taxpayer dollars to go on overseas holidays. No. I would consider a camping trip a little luxury, not trips to foreign countries. That's a big luxury that you should earn through working.
    Why? If they give up those little luxuries, make sacrifices in their own lives, then why shouldn't they go overseas?? "Because I say so" isn't actually a reason.

    Unless you would like to see people on centerlink living on the bare minimum, so no tvs, no computers, no nice little things like that (which are all luxuries) then im not sure I get what the problem is, tbh. Because what they choose to do with the money they have from sacrificing other things doesn't mean they have too much, it means they are sacrificing the things working people choose not to. The dollar value of these things doesn't change.

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  8. #85
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    Our situation is pretty rare (being able to buy a house, even a very cheap one). Because we're renting to own from mum we didn't need a deposit, so went from paying rent to making repayments.
    My husband does work (we're a low income family and that's why we get ftb a and b), but we wouldn't be able to go over seas for a holiday, especially now we have to spend any savings on the house (it was vacant for two years, we have had to fix a fair few things, and much more to go).
    We are saving now (rates and insurance for the house, plus repairs), but we've cut back heaps to do it, we usually live week to week.
    I don't begrudge anyone on payments, who manage their money well enough to build savings for anything they really want (they'd have to really sacrifice to make it work, especially if they are solely on centrelink payments).
    Years ago I was solely on newstart and in public housing, they paid my rent and I had $50 a week extra for everything else (I was working for $60 a week as well). Back then I barely scrapped by and I couldn't have saved a thing (I'm not complaining because I did get by, it wasn't luxurious though lol).


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  10. #86
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    Quote Originally Posted by Jennybaby View Post
    I don't really think that people solely on benefits should be using taxpayer dollars to go on overseas holidays. No. I would consider a camping trip a little luxury, not trips to foreign countries. That's a big luxury that you should earn through working.
    So you have never received paid maternity leave, the baby bonus or a family tax benefit? I received some of those whilst on a 6 figure income. And nobody told me I shouldn't go overseas. They are government benefits.

    There are millionaires and billionaires that receive government benefits, such as incentives, tax breaks and a bunch of other benefits all whilst using Australia's resources and exploiting the working class. But no one bats an eye lid if they use that money to buy a yacht and $3000 bottles of champagne.

    Im on government benefits and I work part time, I'm fortunate enough that someone has paid for me to have a holiday overseas after Christmas with my son. I have to save up some of the costs too though. To do that I sacrifice a lot of other things.

    I don't have cable TV but I have the Internet and a mobile phone. I don't consider these a luxury but a necessity.

    The school calls me on my mobile to pick up my son when he's sick. My employer calls me on my mobile. Prospective employers have called me on it. Centrelink have called me on it, allowing me to still work and study on the days I had appointments with them. I have used it to call RACQ when I have Broken down.

    The Internet is important as I use it to study, pay bills and my daughter who lives with me uses it to study too. My son uses it for school projects and I use it to save money shopping, buying things online. The list goes on.

    People on centrelink should not have to live in terrible poverty to satisfy others who wish to punish them. If we want those who are capable of moving off income supports to be able to do so then we need to understand that participation in society is important and to gain skills it necessary that those on income supports have the means to do so.

    Those who are on income support permanently also need to be able to participate in society and have a certain standard of living.

    I know it's possible to sometimes save a little depending on the circumstances, but I know for certain it's much easier being a higher income earner. If any one doubts this they are welcome to try it out.

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  12. #87
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    I didn't say people who work shouldn't be going on holidays. On a six figure salary you've worked for your overseas trip. On just saying that I don't think people solely on benefits should be using it to go on fancy holidays. People on maternity leave are workers.

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    So wait, my mums academic friends who have worked in Uni's their whole adult lives, who are so massively over qualified and too old for any employer to take them seriously, but are also too young to access their pension, shouldn't get a holiday?

    Wow, just wow.

    My tax dollars go to heaps of things I don't agree with. Like sending refugees to PNG. Unfortunately, when you live in a society like ours, you don't get to pick and choose where you tax dollars go. And that is probably a good thing - as we would all just choose different things anyway.

    Quote Originally Posted by Jennybaby View Post
    I don't really think that people solely on benefits should be using taxpayer dollars to go on overseas holidays. No. I would consider a camping trip a little luxury, not trips to foreign countries. That's a big luxury that you should earn through working.

  14. #89
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    The pm is on 345k plus everything for free isn't he? Just from memory, can't remember it being 1mil.

  15. #90
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    [QUOTE=beebs;7421872]So wait, my mums academic friends who have worked in Uni's their whole adult lives, who are so massively over qualified and too old for any employer to take them seriously, but are also too young to access their pension, shouldn't get a holiday?

    Wow, just wow.

    My tax dollars go to heaps of things I don't agree with. Like sending refugees to PNG. Unfortunately, when you live in a society like ours, you don't get to pick and choose where you tax dollars go. And that is probably a good thing - as we would all just choose different things anyway.

    I am sure they would have a fair chunk of super to fund their holidays. I never said people don't deserve holidays, I just think people who don't work shouldn't be spending tax payers money on expensive holidays. You are right, I don't get a say. I just don't see that as fair when many workers can't afford the same luxury.


 

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