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  1. #51
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    Nope. I'm only eligible for FTB (still a NZer despite being here almost 12 years) and don't get much.

    But I certainly don't expect more either, nor do I understand why people ***** about how much they get either. If you get very little from Centrelink (as an Aus citizen) you should be thankful to be in a position where someone in your family has a job and is bringing home an income.

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    I am only just sharing my situation as we are able to essentially get ahead on centerlink, but I also understand we would definately be in a minority situation.

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    To answer the question, I think it depends on what payments. On the dole and parenting payment, I think it would be really hard to get ahead, and we certainly couldn't have done any of those things when my husband was unemployed. But I think you would find most middle income families who take off to Bali or Fiji every couple of years are getting some sort of Centrelink assistance- whether it be in the form of CCR or CCB, FTA or FTB.

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    Quote Originally Posted by MamaNurture View Post
    My MIL is on a full aged pension and lives in Department of Housing units. Never worked a day in her life really, no savings or anything. She just booked an trip to Fiji with her sister for next summer. She very regularly spends about $100 on social bus trips. She spends about twice as much a week in fuel as us, but only travels for social engagements.

    And she wants us to pay $5000 for her knee surgery, because she doesn't want to go publicly!!! Lol, don't get me started.

    I agree - Centrelink benefits are for essentials. I am also inclined to think (as a generalization) that if you can afford overseas holidays and other luxuries, perhaps that subsidized unit could be better utilized by someone else.

    Again, my views of welfare are not generally popular.
    Gee your MIL is lucky if thats what she thinks a knee replacement is working with surgeons and in hospitals they are worth $20000 with every surgeon in my local area. I have a friend who has a MIL like yours has also never worked but lived on hand outs and now gets very angry with friends husband when he occasionally says no that he can't afford to pay for all the things she wants and holidays she feels she needs they paid for her to go to sil's wedding interstate as she made them feel guilty she couldn't afford to go to own daughters wedding and was cranky they then were not able to go to the sil's wedding as was unaffordable with paying her fairs and accommodation already.

  5. #55
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    I don't know how you would get ahead living solely on payments from Centrelink. At this point in my life I don't see that happening again but I'd have not gotten by with what I got at uni $200 a fortnight did nothing but buy a new textbook a week and petrol for uni and work placements as you don't get paid for clinical placements. Sure if I was living out of home there would have been higher payments with rent assistance and if i'd been a single mum would have gotten more money to live on but the areas my money had to stretch to would have been so much more unrealistic for living on.

    My parents are just lucky that we have all left home as with my mums salary and my dads disability payment they still probably bring in less then half of my salary every tax year. When we were kids and my dad initially injured himself at work he lost his job and got a payout that was untouchable till retirement age in his super Centrelink did not care it took my parents many years to be allowed any kind of payment to supplement my mums junior salary that went to mortgage, private school and specialist appointments for my dad and for 2 of us with learning difficulties. When they got supplements it didn't go far and still doesn't I don't see them ever affording an overseas holiday or new car unless us kids buy them one or send them somewhere. Would be so much harder doing all of this with very small children.

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    Since I am currently on benefits, I feel qualified to answer this question. The answer is mostly no depending on your circumstances. Some payments are lower than others, which means you can get by on some, by scrimping and saving. Other payments, just no.

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    We budget and are slowly saving but no way we would be saving enough for a house deposit.

    We save for unexpected things and yes I suppose if we wanted we could save for a holiday but our priority isn't that.

    I don't think you'd call it getting ahead just managing what we have well.

    Sent from my telecommunications device.

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    Financially, I could pay a housing loan on Centrelink benefits ... but ... no bank will give me a loan, so I do not get that option.

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    I would like to point that the income supports are not supposed to be about punishing people. They are also not supposed to ensure that people barely scrape by, although they do a nice job of it for most people. They are supposed to ensure that people don't live in desperate poverty.

    Most people statistically speaking are not on income supports long term and if they it's usually for good reason.

    I have been on SSP and married with a 6 figure income, and pretty much anything in between. No one is better off on income support, unless they were in some sort of ridiculously dire situation to start with, like an abusive partner taking all the money and drinking it etc.

    If someone on income supports can manage to save a little and have a holiday, then who are we to judge?

    If someone on income supports supposedly mismanaged their funds and doesn't pay bills, yet eats out or goes on holidays, that doesn't make it true of everyone. And there are plenty of very wealthy people who have the privilege of living in Australia but don't pay the correct taxes etc for that privilege, and no one points the finger at them, because the assumption is they work hard Pfft. Who's asking about their money mismanagement? Why aren't we upset about helping support those who are far better off?

    I have known some extremely hard working people in my time and most of those people spent at least a part of their life on income supports whilst trying to get ahead.

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    When I was on parenting payment single I had it pretty good, was able to save and afford quite a bit.
    Now that I am partnered and on newstart I struggle every day. Not to mention how much of my payment gets cut due to child support I am entitled to, but rarely get.


 

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