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  1. #11
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    I saw a woman ie pensioner on today tonight once, she had saved 10000 on the pension once. I do not recall how long it took her but she did it. I thought that was pretty incredible.

    Mind you she did stuff like wipe her butt on newspapers ....lol

  2. #12
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    Not to be rude but if Centrelink rates were high enough for you to save for a house deposit (without resorting to extreme measures like wiping your butt on newspaper hehe) then there would be absolutely no incentive to get a job.

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    #Mama  (01-09-2013),Luna Lovegood  (31-08-2013),MamaNurture  (31-08-2013),Smyles  (31-08-2013)

  4. #13
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    We get FTBs A and B and we're probably eligible for a very small amount of pp as well but I never bothered applying for it.
    We're doing ok, although for our house we needed a bit of help from mum (she bought our house and we're renting to own, we applied for loans for it but because we live in a village we would have needed 50% of the house price for some weird reason).

    It's taken a long time, and we've had to learn to budget, plus we gave up smoking, and going out is pretty rare etc. but we can see the day approaching when we will be "ahead"



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  5. #14
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    If we were a little smarter with our money we could save some and that's what we plan on doing from now on. In saying that I'm also earning about $400 a fortnight from work (possibly more the longer I work there) so that does help a lot. We still have to be careful with our money and make sure we don't go crazy with it because DH has medical expenses that seem to keep climbing.

    7 months ago we were living off $1100 a fortnight for a family of 3. You learn how to be very smart with money to make sure you have everyhing you need plus a luxury or 2 (the internet being one of them).

  6. #15
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    rainbow road is offline look at the stars, look how they shine for you
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    We live comfortably off DPs income, so we will save whatever FTB we are eligible for... Our savings will all go towards buying our own place one day, so yes technically it will help us get ahead as without it we won't have much left to save of one income after factoring in outgoings etc.

  7. #16
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    Quote Originally Posted by Jennaisme View Post
    I think it depends on the payments but in answer, yes. I've done up a budget for a few people on centerlink, and after taking into consideration all their outgoings as in every single thing they NEED to buy, including wants (cigarettes, foxtel, internet, etc) they would have enough to have a second baby if they were so inclined or a trip overseaa each year with savings.

    Alas, no one listens to me and they just waste, so they dont end up doing it, but yes it is possible.

    Sent from my GT-I9505 using The Bub Hub mobile app
    A trip overseas each year? No way..??..

  8. #17
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    Quote Originally Posted by VicPark View Post
    A trip overseas each year? No way..??..
    It's possible I guess. I pay $100 off debt every fortnight and save $75, so if I didn't have that, and cut back on groceries and Internet it could be done.

    Eta - I save for unexpected medical expenses, not for a holiday or anything luxurious

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  10. #18
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    Quote Originally Posted by VicPark View Post
    A trip overseas each year? No way..??..
    Yeah. It would have been to like Bali or Fiji every year, or the states or somewhere more exxy every 2-3 years but yes. It's possible.

    Eta: It DOES depend on your payments though. On some it wouldn't be possible but yeah. On others it is. Just depends really.
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    Last edited by Jennaisme; 31-08-2013 at 18:33.

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  12. #19
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    Obviously people shouldn't have a life filled with luxuries on centerlink, but they should be able to save for a rainy day with clever budgeting.

    I find it painful when people go on about centerlink being too little but have enough money for drinking, smoking, fuel guzzling cars, partying, tattoos and other stupid things, then complain about the price of food or how they can't study because text books are just so expensive...

    No one ever got ahead by having messed up priorities or mindlessly wasting money.

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    Anjalee  (01-09-2013),atomicmama  (31-08-2013),baikirashero  (02-09-2013),BigRedV  (31-08-2013),cassieh  (01-09-2013),HugsBunny  (31-08-2013),αληθη  (31-08-2013),Lillynix  (31-08-2013),MamaNurture  (31-08-2013),MissMuppet  (31-08-2013),Night Owl  (31-08-2013),oozzle  (31-08-2013),peanutmonkey  (31-08-2013),SeymourTheBear  (31-08-2013),wannawannabe  (31-08-2013),waterlily  (20-08-2015),~ElectricPink~  (31-08-2013)

  14. #20
    αληθη's Avatar
    αληθη is offline BH name read as Aleethee
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    With what I am getting I can put away each week for savings but definitely not for a house or anything.


    Sent from my talky stick with a minion glued to me.


 

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