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  1. #1
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    Default ****spinoff, is it possible to "get ahead" on centrelink payments?

    I m not entitled to most centrelink payments so even as a single mum always had to work to survive, but just curious, is it possible to get ahead on centrelink, eg, save for a house, have multiple kids, etc?

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    Hers&Hers  (01-09-2013)

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    Of course you can.
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    And i'm not being rude, just genuinely curious. Its hard enough both working, so I just didn't no if you are relying soley on government payments it would.

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    What kind of centrelink?

    No, IMO.

    Nor should it. If people could get ahead on centrelink then nobody would work.

    We would not be able to survive on it.

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    As long as your outgoings are less than your incomings of course you can.

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    Not in my experience, but that's not what it's there for.
    I'm on a disability pension, and it covers bills,food and some medical expenses. Not much left for saving.

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    If we are talking about newstart then I can't see how anyone could possibly get ahead and save for a house while raising children. Its like $220 a week or something?

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    I think it depends on the payments but in answer, yes. I've done up a budget for a few people on centerlink, and after taking into consideration all their outgoings as in every single thing they NEED to buy, including wants (cigarettes, foxtel, internet, etc) they would have enough to have a second baby if they were so inclined or a trip overseaa each year with savings.

    Alas, no one listens to me and they just waste, so they dont end up doing it, but yes it is possible.

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    I don't really no much about centrelink, but I no in NZ the dole was minimal, definitely not enough to get ahead, just enough to survive on.

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    Forgot to add: No, buying a house was pretty out of the question. Smaller things like holidays, etc, were doable but not house buying outside of the housing comission scheme in which case it was doable but required a bit of work to do.

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