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  1. #71
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    Quote Originally Posted by MonsterMoosMum View Post
    Can't anyone come on here anymore to have a vent without people getting all uppity (not sure if that's even a word ha!) twice today I've seen people getting all bent out of shape over someone's vent. Geez.

    Don't like, don't agree, fine but let people vent. Holy bejesus. Remind me never to vent on BH again.
    Yeah I kinda agree... Op might of just been having a mccrappy day and wanted to get it out. She didnt ask for help or solutions or for everyone to chip in $5 or anything just a vent. My opinion on the money/amount is irrelevant. We all have days were we need a good ol bish

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  3. #72
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    Quote Originally Posted by Pmakes3 View Post
    Yeah I kinda agree... Op might of just been having a mccrappy day and wanted to get it out. She didnt ask for help or solutions or for everyone to chip in $5 or anything just a vent. My opinion on the money/amount is irrelevant. We all have days were we need a good ol bish
    Now why didn't I think of asking everyone for their help & pity & $5 each that's a brilliant idea :-P pis$ed cause $7 isn't gunna cover anything

  4. #73
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    Jagamoe, have you looked into what % your partner is being taxed at? Could it be he is on a too high of a percentage?

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  6. #74
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    What kind of debt is your DP paying off?
    If its a credit card he can speak to his bank about getting it turned into a personal loan (repayments are much cheaper)
    A few years ago my husband was made redundant, he was out of a job for 4 months and to get by we used his credit cards, I was 5 weeks away from having our first and on bed rest so I couldn't work and we weren't getting any FTB from Centerlink etc, by the end of it all we had racked up 12k in credit cards.
    We just couldn't keep up with payments when dh was back in a job we spoke to the bank and just told them we couldn't afford to pay, they offered us the loan option and it the credit card interest. the loan was paid off quite quickly plus we saved a few hundred a month.
    If you have Loan debt, try seeing if other banks will take it over on lower interest rates etc.

    Just go in and see Centerlink to double or triple check you are getting everything you can.
    Dh got a new job and his pay went up about 20K a year, I updated it with Centerlink and everything dropped to pretty much nothing, I just thought that's what it was suppose to be and left it, we use FTB for savings so I didn't bother seeing if everything was right.
    We had a huge back payment at tax time and I didn't understand why, when I looked it was massively overestimated, the girl on the phone who updated our income must have made a mistake.
    So just double or triple check as sometimes human errors can happen, Centerlink is always busy so maybe someone has overlooked something.
    Good luck.

  7. #75
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    Quote Originally Posted by jagamoe View Post
    Alot easier said than done DP shift changes every week from days 6-2 to arvos 2-10 n nights 10-6 am n he doesn't know what shift he's on the next week until the Friday or of he has to work Saturdays
    So would be rather hard to find work to fit around his shifts & I don't have a licence
    Or family /friends to watch the kids either

    I was talking about my parenting payment not family tax I get $400 n something family tax inc rent assist & all of that goes to paying utilities & groceries

    My kids are 7 & 2 and cause I don't have a child support exemption for DS I get a reduced rate of family tax benefit

    We don't have home phone we don't have Internet & DP isn't buying lunches for work anymore & we both smoke rollies $18 week each. Yes I know we could quit smoking & that would give us extra but honestly I'd rather DP smoke than deal with his temper when he's not smoking.

    I don't remember saying I was getting $1000 end of the month in another thread correct me if I'm wrong though cause I haven't gotten it

    DP returned to work from being on compo & was getting $670 week before tax on compo & that entitled me to $114 fortnight parenting.
    Now he's back at work n having to work over time just to get us by. He's on $18 hr. ATM n working 40hrs a week so $680 after tax but the stupid thing is that what in entitled to is based on before tax which we don't get ????
    But with rent being $270 & then his debt & car insurance we are left with bugger all to pay for fuel etc.

    yes I know it's not the governments fault that DP has debt but it gets me that a family of 4 is expected to get my on bugger all yet if I was a single parent I'd be on almost as much as we both get combined without the extra mouth to feed using elec etc.

    Cutting the Foxtel I don't want really it's my $10 per week n the only thing I get for myself. I go without a heck of alot that I would like & see Foxtel as my treat

    In the process of applying for carers allowance for DS again but dunno if it will get approved hoping it does.

    Have started making my own cleaning products. Kids craft ,cooking from scratch kids treats like cup cakes etc & starting to meal plan n just feel like I'm trying to save as much as I can & find ways to cut expenses n just feel like I'm getting nowhere fast.
    Sorry I haven't read all the replies but I just wanted you to know that not ALL single parents would get more $ than if partnered. If you get $400 a fortnight in family tax you get DOUBLE the family tax I do as a single mother. So don't think it'd be easier.

  8. #76
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    Quote Originally Posted by lisaandshaun View Post
    Jagamoe, have you looked into what % your partner is being taxed at? Could it be he is on a too high of a percentage?

    wasn't aware there were different rates at which tax was done
    frustrating that we do the right thing & still struggle
    i know people who have & do claim single parent when they aren't and now fully understand why they would wrought the system

  9. #77
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    Also you say it's not worth getting a job because of child care fees, you'd get CCR and CCB so unless you we're earning under $100 a day you'd still be better off.

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  11. #78
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    Quote Originally Posted by SummerFun View Post
    Sorry I haven't read all the replies but I just wanted you to know that not ALL single parents would get more $ than if partnered. If you get $400 a fortnight in family tax you get DOUBLE the family tax I do as a single mother. So don't think it'd be easier.
    that's for 2 kids when i was on single parent i got the full
    rate ftb about 600 fortnight n full rate single parent 600 fortnight so 1200 then i was also entitled to pension ed supplement aswel which im not entitled to now being partnered and jet too

  12. #79
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    Quote Originally Posted by Rachell View Post
    What kind of debt is your DP paying off?
    If its a credit card he can speak to his bank about getting it turned into a personal loan (repayments are much cheaper)
    A few years ago my husband was made redundant, he was out of a job for 4 months and to get by we used his credit cards, I was 5 weeks away from having our first and on bed rest so I couldn't work and we weren't getting any FTB from Centerlink etc, by the end of it all we had racked up 12k in credit cards.
    We just couldn't keep up with payments when dh was back in a job we spoke to the bank and just told them we couldn't afford to pay, they offered us the loan option and it the credit card interest. the loan was paid off quite quickly plus we saved a few hundred a month.
    If you have Loan debt, try seeing if other banks will take it over on lower interest rates etc.

    Just go in and see Centerlink to double or triple check you are getting everything you can.
    Dh got a new job and his pay went up about 20K a year, I updated it with Centerlink and everything dropped to pretty much nothing, I just thought that's what it was suppose to be and left it, we use FTB for savings so I didn't bother seeing if everything was right.
    We had a huge back payment at tax time and I didn't understand why, when I looked it was massively overestimated, the girl on the phone who updated our income must have made a mistake.
    So just double or triple check as sometimes human errors can happen, Centerlink is always busy so maybe someone has overlooked something.
    Good luck.
    thanks its a personal loan that's gone to debtors ?debt collectors as when he lost his job he was unable to make his payments n got sent to collectors & hes paying off $150 a week as hes employed they wont agree to let him pay any less

  13. #80
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    Fortnightly estimate
    Parenting Payment - Partnered
    $5.90
    Rent Assistance
    $0.00
    Clean Energy Supplement
    $7.60
    Estimated Centrelink payment
    $13.50
    Family Tax Benefit Part A
    $344.40
    Family Tax Benefit Part B
    $140.14
    Clean Energy Supplement Part A
    $6.72
    Clean Energy Supplement Part B
    $2.66
    Rent Assistance
    $144.06
    Estimated Family Assistance payment
    $637.98
    Employment income, Other income and Compensation Direct Deductions
    $0.00
    Gross total estimate
    $651.48
    Estimated taxation liability
    $0.00 or 0%
    Net total estimate
    $651.48
    Working Credit 1000 credits
    Income Bank balance Not applicable
    Work Bonus balance Not applicable
    Concession card Health Care card



    Hide - Your partner's estimate - as a table

    Your partner's estimate

    Fortnightly estimate
    Family Tax Benefit Part A
    $0
    Family Tax Benefit Part B
    $0
    Rent Assistance
    $0
    Estimated Family Assistance payment
    $0.00
    Employment income, Other income and Compensation Direct Deductions
    $1580.00
    Gross total estimate
    $1580.00
    Estimated taxation liability
    $0.00 or 0%
    Net total estimate $1580.00











    this is the estimate the online calc gave me not taking into account the advance im paying off or the centrepay deductions i have coming out or rate reductions that are now applied


    also i looked at dps income estimate its at 565000 n mines at 6 putting us at 62000 which is extremely far off the mark but that's just what its been put at when i asked i was told its best to over estimate rather than under estimate as dps income can vary week to week depnding what shifts hes on


 
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