In a thread last month didt you say you were getting $1000 end of the month?
I hate nothing more then the I pay taxes for you to sit on you butt comments. Gahhh
I have no other suggestions other than maybe really trying to tighten your belt with thing like food and maybe giving up the cigs
Is the issue that he has had an increase in the amount he usually gets so because you report fortnightly it significantly reduces your payment for this fortnight?
What do you usually get? I don't mean actual figures, just asking if this is different to the amount you usually get.
Last edited by NancyBlackett; 30-08-2013 at 16:51.
Sounds like op was talking about pp if she has to report it each week.
You can earn combined $47,815 combined to get a health care card and before they start reducing ftb. You can also earn a certain amount and still get pp.
I too am really sick of the whole 'I pay taxes so other ppl can sit on their butts' comment. Really rude and unhelpful. I'm sure no one wants to be barely surviving.
Only advice I can offer sorry is to cancel foxtel as a start.
Also things like emailcash. Had 2 cheques from them before. Survey are annoying but easy.
OP how old are your little ones? In today's society, sadly, a lot of families simply have to have two income earners in order to survive if one isn't earning a middle-high income. It sounds like your husband's wage increased for the fortnight which caused c/l to drop your payments but IMO this is a good thing if his income has increased. This is what you'd be aiming for.
Is there any way you could work around his?
I see what PPs mean when they say cancel foxtel but honestly $40 a month is $10 per week - this is not going to solve anything but leave you without your entertainment. You need more than $10 per week to get out of this pickle which is why I think you guys should be aiming to either increase his income or yours by picking up some work.
Hi OP. I understand how frustrating it can be to be stuck in a place financially where you just can't seem to get ahead. Unfortunately this is the case for most families these days... I am a full time student and hubby works shift work so there is no way for me to work PT and its a massive PITA!!! The only luxury we have is the home phone and internet. We have had to give up mobile phone plans etc... Basically anything else that we can live without, we just have to live without.. I work out my budget on an excel spread sheet, it makes it easier to track my money and also see exactly where every cent is going and where there is room to tighten the budget... I do things like pay my electricity fortnightly (thank goodness cause this quarters bill is in and it was $500... I would have no hope of paying that in full but thankfully this week I will be in credit cause I have already been making payments throughout the quarter). I also have a separate bank account where I deposit the fortnightly amounts for things such as rego, hubby's work license, phone bill etc... I find breaking it down into smaller parts and paying it off as I go helps me heaps with staying on top of bills and managing my money better.... I just have to constantly remind myself that this isn't a long term thing and once the kiddies are older and I am finished Uni DH and I will be able to spoil ourselves again
So would be rather hard to find work to fit around his shifts & I don't have a licence
Or family /friends to watch the kids either
I was talking about my parenting payment not family tax I get $400 n something family tax inc rent assist & all of that goes to paying utilities & groceries
My kids are 7 & 2 and cause I don't have a child support exemption for DS I get a reduced rate of family tax benefit
We don't have home phone we don't have Internet & DP isn't buying lunches for work anymore & we both smoke rollies $18 week each. Yes I know we could quit smoking & that would give us extra but honestly I'd rather DP smoke than deal with his temper when he's not smoking.
I don't remember saying I was getting $1000 end of the month in another thread correct me if I'm wrong though cause I haven't gotten it
DP returned to work from being on compo & was getting $670 week before tax on compo & that entitled me to $114 fortnight parenting.
Now he's back at work n having to work over time just to get us by. He's on $18 hr. ATM n working 40hrs a week so $680 after tax but the stupid thing is that what in entitled to is based on before tax which we don't get ????
But with rent being $270 & then his debt & car insurance we are left with bugger all to pay for fuel etc.
yes I know it's not the governments fault that DP has debt but it gets me that a family of 4 is expected to get my on bugger all yet if I was a single parent I'd be on almost as much as we both get combined without the extra mouth to feed using elec etc.
Cutting the Foxtel I don't want really it's my $10 per week n the only thing I get for myself. I go without a heck of alot that I would like & see Foxtel as my treat
In the process of applying for carers allowance for DS again but dunno if it will get approved hoping it does.
Have started making my own cleaning products. Kids craft ,cooking from scratch kids treats like cup cakes etc & starting to meal plan n just feel like I'm trying to save as much as I can & find ways to cut expenses n just feel like I'm getting nowhere fast.
OP I've just gone onto the online calculators because I couldn't believe you were receiving such a low amount given your husband can't be earning much more than $30k a year if $270 is almost half his weekly wage.
You should be entitled to around $350 PPP and over $400 FTB a fortnight.
That would take your IN THE HAND income to the equivalent of a family earning $60k gross (so approx $49k net).
I assume your husband's income fluctuates a bit, but when you look at it from this perspective it's not quite so bad on Centrelink's part.
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