This is our current fn breakdown:
School: $20 (tuckshop/rest in acc future events/books/uniforms)
Entertainment: $100 (DH & I take $20 each for coffee, remainder is for whatever).
Everything else is divided into savings, and things like clothes, shoes and other as needed items we buy from savings. I hate how restricted we are at the moment as we used to spend triple that on entertainment and could have more fun, but without having some money to save I would freak out. I can't wait to be able to throw myself back into work...the only way to ever get ahead is reduce your living costs to be less than your income.
Instead of paying your bills as they come, can you break them down to a weekly or fortnightly amount? Even the annual ones?
Is there anywhere else you can cut back? It's a bit crazy that you spend $72 on cigarettes and only $120 each fortnight on food.