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  1. #101
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    MrsHoward is offline If all I have is you, then I have everything
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    Quote Originally Posted by NancyBlackett View Post
    Because your household income in $2200 a fortnight. That is the same as someone earning $80k a year would get paid a fortnight. After tax.
    My husband's fortnightly income is $2200 also and his yearly salary is about 80k but thats before tax, not after. After tax its about 60k. Perhaps this is similar to you Jagamoe?



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    Quote Originally Posted by MrsHoward View Post
    My husband's fortnightly income is $2200 also and his yearly salary is about 80k but thats before tax, not after. After tax its about 60k. Perhaps this is similar to you Jagamoe?



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    What I meant was if someone is earning 80k gross (before tax) what they actually receive in the hand after tax is about $2200 a fortnight.

    Which is what the OP is also receiving in the hand each fortnight.

  3. #103
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    My dp gets about 1400$ a fn and we live off that I won't get much from centrelink until the baby is born - even then it wont be enough to pay my car payments etc so i will just get deeper into debt. I can't work as I am on bed rest and a medical certificate doesn't change the payments. We get around 30grand a year. If I could get anywhere near 60 I'd be happy.

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    OP I know it seems silly reporting your DP's income for the small amount of parenting payment, but I think it's probably worth the hassle.

    I looked it up and those receiving parenting payment may also qualify for a number of other payments/supplements, such as the clean energy supplement, education entry payment, JET etc.

    It also looks like Health care cards are automatically issued to those on parenting payment, which may be easier than having to apply for a low income health care card separately.


    ETA: You're probably already aware of this, but if not:
    If you're in NSW, make sure you've registered for the family energy rebate. It's $125 credit on your power bill, available to those in NSW receiving the FTB. You can apply here: http://www.energy.nsw.gov.au/custome...-energy-rebate

    And if you have a health care card, you're entitled to the Low Income Household rebate ($235) as well http://www.energy.nsw.gov.au/customers/rebates
    Last edited by 1234Guest; 31-08-2013 at 07:21.

  5. #105
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    Quote Originally Posted by jagamoe View Post
    I'm not receiving a couple hundred in FTB a week it's per fortnight I get FTB it's the people who have the luxury of not needing goverment benefits to get by that don't understand what it's like & have the luxury if being able to look down their noses & say they don't understand. You're right you don't

    Would love to be able to get a job & afford childcare. But I have no license & DP works stupid shifts no family or friends to help out with kids. It's not always that easy. It may seem like a " reasonable amount" but I assure you after bills are paid & groceries fuel etc we are left with nothing or very close to nothing living week to week is very hard & those who don't have to rely on government payments have it very lucky.
    Do u know how worthless it makes u feel when u need the $ from Centrelink to feed yourself & kids. Or to ensure your electricity is paid cause you've received final demand n disconnection notices. Or to run out of gas & not have the $ for another cylinder or to not be able to give your kids the $10 for the book they would like.
    It's $hit ill tell you that much

    I have worked at one point I was working 3 jobs &DP was working away on a station & it was hard but I managed with the help of housemate who I was living with & was a very small town where I could walk everywhere so not having my license wasn't as bad as it is here. I have no licenses no family or friends to turn to for support. Daycare is $58 a day before CCR & CCB and to work I need school hours cause then I'd also need before & after school care or hours that worked around my partners ever changing shifts.
    It's not as easy as get a job especially when there is no work here
    The luxury of not needing government payments?! I think you would find a lot of those people work extremely hard for that "luxury". OP you get more a fortnight then my family does and I pay $400 a week rent and $100 a week towards our $1200 electricity bill, not to mention groceries/bills/childcare/petrol. We are left with hardly anything each week. But I don't blame that on the government, that's our situation! If I wanted to be able to afford luxuries like smokes or foxtel I would get a job. We don't have luxuries like that but it's worth it so I can stay home and raise my daughter. You are coming across as very self entitled, take responsibility for your own life.
    Last edited by Just*Ace; 31-08-2013 at 07:30.

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  7. #106
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    When you're struggling week to week I think you need to make some sacrifices. Rollies may be cheap but you need to prioritise.

    I wouldn't be ttc either.

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  9. #107
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    Isn't 18/hr for someone doing shift work like that extremely low maybe he needs to look for a better job. Also get applying for the careers allowance, get all his specialists to write additional reports and get it all moving when I applyed I got back payed 6months worth of payments.

  10. #108
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    Quote Originally Posted by BigRedV View Post
    When you're struggling week to week I think you need to make some sacrifices. Rollies may be cheap but you need to prioritise.

    I wouldn't be ttc either.
    Yep not meaning to be a bish but just reading through a thread that popped up in new posts and you seem to have spent a lot on pregnancy tests in a couple of days, like 4 different brands. I know for me it's those little things that aren't counted in my budget that really add up without you realizing. It's why I write down everything I buy now, it stops me buying that coffee/nail polish/toy for DD that she doesn't need coz I realize the money is going!

  11. #109
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    Quote Originally Posted by our3boys View Post
    Isn't 18/hr for someone doing shift work like that extremely low maybe he needs to look for a better job
    I was thinking this too. That's an extremely low hourly rate for an adult on shifts.

  12. #110
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    If the only things stopping you from getting a job is no license and DP/DH working then I suggest starting the process to get your license.

    i get that you just wanted to vent, but take on the feedback that has been given, see a financial councillor as the cost of living is only going to increase.


 

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