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  1. #1
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    Default private health- bupa, teachers health fund or other?

    I have been looking into our finances and I'm switching my private health from HBF to another insurer. (HBF is costing too much). Apparently Bupa subsidises swimming lessons, which would be a big help for us. Does anyone have private health with either Bupa, teachers health or another one you could recommend? I would want maternity as we will be having another bub in the future, as well as optical and physio. Thanks!

  2. #2
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    We are changing to bupa tomorrow. We are currently with Medibank but can get the same level of cover for about $40 less per month.

    We also like that we can claim $100 per year per child for swimming lessons. I am not sure about whether or not we are covered for maternity as we don't want anymore children, but we are covered for in-patient psychiatry so we don't have just basic hospital. I will have to look at the quote and see what the cover is called.

  3. #3
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    I am with bupa and they are also. Also if you are with a major organisation you can get a discount.

  4. #4
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    Quote Originally Posted by Kimnus View Post
    I am with bupa and they are also. Also if you are with a major organisation you can get a discount.
    We found this out when the guy asked where DP works. DP had no idea there was an arrangement with his workplace.

  5. #5
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    Thanks everyone I think I might give Bupa a ring.

  6. #6
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    Bupa is way cheaper but they pay much less when you actually have claims. I recently submitted over $1000 of bills for things I WAS covered for by bupa, all done while I was in a hospital, and bupa paid me $66.

    Yep. $66 out of $1000.

    They are so rubbish. I have changed to HCF.

    Under bupa I used to have $450 hospital bills and get $47 back. With HCF I have $0 out of pocket on the same $450 hospital bill.

    If you want cheap then go with bupa, but I personally prefer to pay more and actually get money back when I make a claim.

  7. The Following 2 Users Say Thank You to bedlover For This Useful Post:

    IncyWincy  (29-08-2013),SoThisIsLove  (29-08-2013)

  8. #7
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    I was with bupa and am now with teachers health and bupa was much better!


 

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