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  1. #61
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    Yes, not as much as I'd like but I am currently on maternity leave. Once I go back to work I will build it back up again.

    I am saving for DD's 2014 school fees right now as I like to pay them in full at the start of the year and start saving again for the following year. We have car, private health and house/contents insurances.

    People without car insurance make me cross.

    I think it should be mandatory to have, at the very least, third party insurance for all vehicles on the road.

  2. #62
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    We have a pretty good amount of savings we have to though as dh is a farmer and his income is totally dependant on the weather.

  3. #63
    LifeInShadesOfGrey's Avatar
    LifeInShadesOfGrey is offline Just a little bit silly :)
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    Quote Originally Posted by sunnyflower View Post
    I'm afraid not. I'm a real live for today type person. After my rent and bills get paid I always spend it on entertainment, going out, cafes etc etc.

    I refuse to have house, car, pet, funeral , private health or any other insurance..I will not live in that constant fear of something happening. If it does, I will deal with it then...
    You don't have any car insurance??

    What will you do if you have an accident and write off your own car AND you write off the car you hit. Not only do you need to buy another car for yourself, you have to pay for the other parties car (and what if their car is valued at 50k). Plus towing fees etc etc. You could be in a debt of $60,000 + before you can even blink.

    Then what do you do?

    I'm sorry but I just think that's irresponsible.
    Last edited by LifeInShadesOfGrey; 19-08-2013 at 16:17.

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  5. #64
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    Quote Originally Posted by LifeInShadesOfGrey View Post
    You don't have any car insurance??

    What will you do if you have an accident and write off your own car AND you write off the car you hit. Not only do you need to buy another car for yourself, you have to pay for the other parties car (and what if their car is valued at 50k). Plus towing fees etc etc. You could be in a debt of $60,000 + before you can even blink.

    Then what do you do?

    I'm sorry but I just think that's irresponsible.
    Isn't CTP compulsory for that reason? Or are all states different?

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    Not possible at the moment with our credit card debt, but once that is all paid off we will definitely have savings!!

  7. #66
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    Third party car insurance is compulsory in Western Australia

  8. #67
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    Quote Originally Posted by TeBe View Post
    Third party car insurance is compulsory in Western Australia
    Oh wow, ok that's pretty risky then!

  9. #68
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
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    Quote Originally Posted by LifeInShadesOfGrey View Post
    You don't have any car insurance??

    What will you do if you have an accident and write off your own car AND you write off the car you hit. Not only do you need to buy another car for yourself, you have to pay for the other parties car (and what if their car is valued at 50k). Plus towing fees etc etc. You could be in a debt of $60,000 + before you can even blink.

    Then what do you do?

    I'm sorry but I just think that's irresponsible.
    I agree

    Unless you can afford to being self insured (ie have $50k saved just in case) then not having car insurance is silly.

    Even at my poorest I had cover that would at least cover another car if I hit it, if not mine.

    My grandpa got hit by an uninsured 18 year old. It's been quite a palava. She's been paying off about $20 a week for over a year.

    IMO if you don't take out car insurance you shouldn't be driving.

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  11. #69
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    Quote Originally Posted by SAgirl View Post
    Isn't CTP compulsory for that reason? Or are all states different?
    I'm pretty sure it isn't in SA though I could be wrong.. Not sure about other states?

  12. #70
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    Nope, we are terrible at saving We have started putting money away for rates though (we just bought our own home). Our daughter has her own account but we have had to raid it a few times. Next Bub will have one too, and we'll start putting some away for renovations


    Sent from my iPhone using Bub Hub app


 

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