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  1. #51
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    We do have savings. Only because we lived with the in laws to save for a house which never eventuated. We are very lucky to have been able saved that and also because DP is extremely disciplined with money.

  2. #52
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    We save for school fees so we can pay them up front at the beginning of the year and get a discount and we save for short-term goals (holidays, etc).
    When I'm back at work next year we'll start saving earnestly for a house deposit. We've been on 1 income for over 5 yrs and DH's work is freelance so we're never sure of cash flow. Hopefully things will be easier when I'm working again.

  3. #53
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    TimeForWine is offline Taking everyday one wine at a time...
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    Yes at the moment - :-)

    We are also being super budget tight and paying off a few store cards / ccs etc - its awesome watching those amounts fall.

    Once we have the debts in order we should be able to do some really serious savings - I was blown away once i realised how much we were spending on repaying debt - noooo idea it was that much - but yup ontop of it now and things are looking good!

  4. #54
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    We do but it is sitting as a redraw on the mortgage. I can access it whenever we need it for an emergency and is better decreasing our mortgage interest rather than earning pittance in a savings account

    Sent from my HTC Desire X using The Bub Hub mobile app

  5. #55
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    Only if I know DP is going to look in my bank. Lol.

    HE has lots of savings. I, on the other hand, like to spend.

  6. #56
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    We bought a house last month so unfortunately only have a tiny amount left after everything, which will be going towards solar panels next week.
    I'm already feeling anxious about having no savings.
    DF gets a bonus at the end of October so we should be able to put some of that money into the account.

  7. #57
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    Quote Originally Posted by peanutmonkey View Post
    We dont at the moment because we've just had to spend it, but what I do is at the end of every day, check our account and say there is $256.75 in there, I transfer $6.75 to our savings account. I do that at the end of every single day, round down to the nearest $10 and it accumulates pretty quickly and we dont miss it.

    Sent from my GT-I9305T using The Bub Hub mobile app
    Oooh I love this idea!! I'm so going to start doing that, well maybe not every day as I will forget, but at least each time I log in.

  8. #58
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    Yes. Im always paranoid something is going to happen and we will need money. We have a savings account and a just in case account.

    Sent from my GT-I9300 using The Bub Hub mobile app

  9. #59
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    Yep. We pay extra off our mortgage so we can redraw it if needed.

  10. #60
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    Witwicky is offline A closed mouth gathers no foot.
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    Yep, I have three savings account. One for me, one for each of my children. I have the money automatically withdrawn each week and the accounts are not in any way linked to my current bank, so it takes time and a bit of effort if I want to transfer some money back

  11. The Following User Says Thank You to Witwicky For This Useful Post:

    TimeForWine  (19-08-2013)


 

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