+ Reply to Thread
Page 3 of 14 FirstFirst 1234513 ... LastLast
Results 21 to 30 of 139
  1. #21
    HugsBunny's Avatar
    HugsBunny is offline Once upon a time there was a bunny.........
    Join Date
    Oct 2008
    Posts
    6,603
    Thanks
    4,531
    Thanked
    1,966
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    I've never really had savings but I have made an effort this year. I don't have much but it's enough to get me out of trouble if there's a problem with the car or something.

    Based on my budget, I should be saving around $5k a year not including eofy supplements etc.

  2. The Following User Says Thank You to HugsBunny For This Useful Post:

    Ffrenchknickers  (19-08-2013)

  3. #22
    Join Date
    May 2009
    Posts
    3,678
    Thanks
    1,170
    Thanked
    381
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I've been saving this year for Christmas and a holiday. I've dipped into it at time but.


    Sent from my iPhone using Bub Hub app

  4. The Following User Says Thank You to Jensha For This Useful Post:

    Ffrenchknickers  (19-08-2013)

  5. #23
    Join Date
    Feb 2006
    Posts
    4,222
    Thanks
    894
    Thanked
    3,219
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I do, but it's such a tiny amount and never seems to increase much, so it's more 'emergency money' than savings. It's usually only tax time that money gets put in there.

    I actually started it when my husband left, because my car has/had 400000km's on it so I'm waiting for the day that it blows up lol
    Last edited by CMF; 19-08-2013 at 11:30.

  6. The Following User Says Thank You to CMF For This Useful Post:

    HugsBunny  (19-08-2013)

  7. #24
    Join Date
    Jul 2009
    Posts
    1,914
    Thanks
    482
    Thanked
    552
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    We do now! Never really did have before but now, yes

    Sent from my GT-I9305T using The Bub Hub mobile app

  8. The Following User Says Thank You to kezanazz For This Useful Post:

    Ffrenchknickers  (19-08-2013)

  9. #25
    Join Date
    Aug 2010
    Posts
    4,094
    Thanks
    1,386
    Thanked
    1,357
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    I have a few hundred saved for a rainy day but our 'savings' go straight onto the redraw on our mortgage. So if we ever need cash we take it from there. It saves us paying interest on such a huge amount of money.

    DH and I are both pretty good with no way and don't spend unnecessarily
    My ex was hopeless with money and ALWAYS had maxed out credit cards such a pain when we wanted to plan a holiday etc...

  10. The Following User Says Thank You to SAgirl For This Useful Post:

    Ffrenchknickers  (19-08-2013)

  11. #26
    Join Date
    Jul 2008
    Posts
    21,650
    Thanks
    15,094
    Thanked
    11,259
    Reviews
    14
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    Busiest Member of the WeekBusiest Member of the Week - week ended 5/2/14Busiest Member of the Week - week ended 31/10/14Busiest Member of the Week - week ended 24/10/14Busiest Member of the Week
    For those that don't save, Have ever thought about opening a account that is difficult to access. Than have a set amount deducted out of your account early hours of the morning you pay goes in. Some places will deducted into another acc the second it goes in. Start off small say $5 than increase it when you can. You won't even notice it that is gone.

  12. The Following 5 Users Say Thank You to LoveLivesHere For This Useful Post:

    1234Guest  (20-08-2013),dancingchipmunk  (19-08-2013),Ffrenchknickers  (19-08-2013),HugsBunny  (19-08-2013),Mod-Zeddie  (19-08-2013)

  13. #27
    Join Date
    Mar 2007
    Location
    South East QLD
    Posts
    4,034
    Thanks
    3,349
    Thanked
    1,623
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Quote Originally Posted by mama and her little bear View Post
    no, I need to but most weeks I scrape by with barely enough to get by.
    Considering just starting to chuck 5 bucks a fortnight into mine and the little mans account
    I remember reading an article by Noel Whitaker (the financial guy in I think the Monday or Saturday paper, gives lots of retirement and super advice) about an older lady who would save every $5 note she had.

    She came to him for financial advice with a few thousand, just from saving $5 at a time.

    So, although it's only a small amount being put away it will add up in the long run

    Sent from my GT-I9100T using The Bub Hub mobile app

  14. The Following User Says Thank You to dancingchipmunk For This Useful Post:

    HugsBunny  (19-08-2013)

  15. #28
    Join Date
    Jul 2010
    Location
    The Kimberley WA
    Posts
    4,622
    Thanks
    916
    Thanked
    1,180
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Yep we bank a proportion of dh's salary. It is a necessity to have a little in the bank in case of an emergency in case something happens re a family member and we need to get to the city unexpectedly. Bank account doesn't have much of a chance of accumulating at times because there is always something that crops up such as house renovations or something we need/want to buy. We seem to have a good run and then.....

  16. #29
    HugsBunny's Avatar
    HugsBunny is offline Once upon a time there was a bunny.........
    Join Date
    Oct 2008
    Posts
    6,603
    Thanks
    4,531
    Thanked
    1,966
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    I did this years ago, at the end of every day I would put any $5 notes and coins into a money tin (one that you have to open with a can opener). In 2 months I had over $300 in the tin :-) that was pre-kids though :-/

  17. #30
    Join Date
    Jan 2012
    Posts
    2,730
    Thanks
    1,522
    Thanked
    1,960
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    Sort of.

    We used to have a lot saved, but used it for a house deposit.

    We now put whatever we can into our mortgage account, and have a card we can redraw with if we want to. We try to make sure we always have at least a 20k buffer.. money in the account which is offsetting the interest, but not actually paying the mortgage. That's essentially our savings.


 

Similar Threads

  1. Savings account you can't withdraw from?
    By SpicyTurtle in forum General Parenting Tips, Advice & Chat
    Replies: 20
    Last Post: 24-12-2015, 09:05
  2. Teething? Daylight Savings?
    By PeJu's Mum in forum General Parenting Tips, Advice & Chat
    Replies: 2
    Last Post: 26-09-2012, 08:31
  3. Daylight Savings
    By Mummy2MJ in forum General Sleeping & Settling Chat
    Replies: 4
    Last Post: 13-09-2012, 10:48

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Fridge-To-Go Australasia
Xmas with a NEW Fridge-to-go Lunch Bag! Fridge-To-Go Australasia
Fridge-to-go 8 hour cooler bags are ideal under the Christmas tree! Now in modern lunch bag designs - fill them with toys and chocolate to make parents and kids happy! Stay super cool and eat healthy and fresh food all summer long!
sales & new stuffsee all
Bub Hub Sales Listing
HAVING A SALE? Let parents know about it with a Bub Hub Sales listing. Listings are featured on our well trafficked Sales Page + selected randomly to appear on EVERY page
featured supporter
Baby Car Seats and Infant Car Restraints
Buying a baby car seat? Check out our 'go-to' links here!
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!